Morgan County property record for 31 Cypress Dr, Decatur, AL 35603
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,223 sqft · built 2007 |
| Lot Size | 0.248 acres (10,836 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $158,900 (Oct 2018) |
| Tax Bill | $755 (2025) |
| Deeds & Mortgages | Sep 2006 Mortgage Jun 2012 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-01-01-0-000-002.049 |
| Primary APN | 12-01-01-0-000-002.049 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,223 sqft Living Area |
| 1st Floor Area | 1,223 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,836 sqft (0.248 acres) |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 115692 |
|---|---|
| Street Address | 31 CYPRESS DR |
| City | DECATUR |
| State | AL |
| Zip | 35603-5942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 42, CYPRESS COVE SUBDIVISION ADDITION NO. 1 MB 2006 PG 24 SEC 1, T6S, R4W |
| Legal Range | 4W |
| Legal Township | 6S |
| Legal Section | 01 |
| Legal Subdivision | CYPRESS COVE S/D ADDITION 1 |
| Legal Lot Number | 42 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 5404 |
Source: Morgan County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 31 CYPRESS DR, DECATUR, AL 35603-5942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2006 | Deed of Trust, Mortgage GOBBLE FITE LUMBERCO INC |
| Jun 27, 2012 | Deed of Trust, Mortgage · FHA Mortgage PNC MORTGAGE LLC |
| Feb 28, 2007 | Deed of Trust, Mortgage · Conventional Mortgage PLATINUM MORTGAGE INC |
| Oct 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Jun 6, 2022 | Warranty Deed, Transfer |
| Oct 31, 2018 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| Feb 28, 2007 | Corporation Deed, Subdivision Related Transfer · FHA Mortgage PLATINUM MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2018 · Amount on Record |
| Deed Sale | Oct 31, 2018 · Amount on Record |
| Prior Sale | Feb 28, 2007 · Amount on Record |
| Deed Book / Page | 2018 / 9856 |
| Last Transfer Date | Mar 27, 2022 |
| Transfer Doc | 2022003822 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 31 CYPRESS DR, DECATUR, AL 35603-5942 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2006/50197 |
|---|---|
| Date | Sep 28, 2006 |
| Book Page | 2006/50197 |
| Name | GOBBLE FITE LUMBERCO INC |
|---|---|
| Address | DECATUR, AL 35601 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 31 CYPRESS DR, DECATUR, AL 35603-5942 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2012/22640 |
|---|---|
| Date | Jun 27, 2012 |
| Book Page | 2012/22640 |
| Name | PNC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Address | MIAMISBURG, OH 45342 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 31 CYPRESS DR, DECATUR, AL 35603-5942 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2007/09855 |
|---|---|
| Date | Feb 28, 2007 |
| Book Page | 2007/09855 |
| Name | PLATINUM MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON, AL 35758 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 31 CYPRESS DR, DECATUR, AL 35603-5942 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2018/35925 |
|---|---|
| Date | Oct 31, 2018 |
| Book Page | 2018/35925 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jun 6, 2022 |
| Property Address | 31 CYPRESS DR, DECATUR, AL 35603-5942 |
| Document Number | 02022/6438 |
| Book / Page | 2022 / 6438 |
| Map Reference | MB 2006 PG 24 |
| Instrument Date | Jun 3, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1906 W BROWNSTONE CT SW, DECATUR, AL 35603-2030 |
| Name | Verified Name |
|---|---|
| Address | 31 CYPRESS DR, DECATUR, AL 35603-5942 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Oct 31, 2018 |
| Property Address | 31 CYPRESS DR, DECATUR, AL 35603-5942 |
| Document Number | 2018/09856 |
| Book / Page | 2018 / 09856 |
| Map Reference | MB2006 PG24 |
| Instrument Date | Oct 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Title Company | TITLE & CLOSING SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1810 WOODMONT DR SE, DECATUR, AL 35601-6646 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 31 CYPRESS DR, DECATUR, AL 35603-5942 |
| Document Number | 2018/35925 |
|---|---|
| Date | Oct 31, 2018 |
| Book Page | 2018/35925 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Feb 28, 2007 |
| Property Address | 31 CYPRESS DR, DECATUR, AL 35603-5942 |
| Document Number | 2007/01521 |
| Book / Page | 2007 / 01521 |
| Map Reference | MB2006 PG24 |
| Instrument Date | Feb 26, 2007 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.50 |
| Amount Accuracy | Partially Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 31 CYPRESS DR, DECATUR, AL 35603-5942 |
| Investor | Possibly a Property Investor |
| Document Number | 2007/09842 |
|---|---|
| Date | Feb 28, 2007 |
| Book Page | 2007/09842 |
| Name | PLATINUM MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON, AL 35758 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2037 |
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $755.00 (+4.28%) | $21,610 (+3.89%) Land $5,500 Building $16,110 | $216,100 (+3.89%) Land $55,000 Building $161,100 |
| 2024 | $20,800 (-) Land $5,000 Building $15,800 | $208,000 (-) Land $50,000 Building $158,000 | |
| 2023 | $724.00 (-42.13%) Homeowner's exemption | $20,800 (-37.84%) Land $5,000 Building $15,800 | $208,000 (+24.33%) Land $50,000 Building $158,000 |
| 2022 | $1,251.00 | $33,460 Land $5,000 Building $28,460 | $167,300 Land $25,000 Building $142,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| FlashFiber Fiber | 1,000 / 1,000 |
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