Morgan County property record for 65 Cypress Dr, Decatur, AL 35603
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,384 sqft · built 2009 |
| Lot Size | 0.355 acres (15,472 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $174,900 (Jul 2020) |
| Tax Bill | $715 (2025) |
| Deeds & Mortgages | Apr 2009 Mortgage Jan 2011 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-01-01-0-000-002.047 |
| Primary APN | 12-01-01-0-000-002.047 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,384 sqft Living Area |
| 1st Floor Area | 1,384 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,472 sqft (0.355 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 131311 |
|---|---|
| Street Address | 65 CYPRESS DR |
| City | DECATUR |
| State | AL |
| Zip | 35603-5942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 40, CYPRESS COVE SUBDIVISION ADDITION NO. 1 MB 2006 PG 24 SEC 1, T6S, R4W |
| Legal Range | 4W |
| Legal Township | 6S |
| Legal Section | 01 |
| Legal Subdivision | CYPRESS COVE S/D ADDITION 1 |
| Legal Lot Number | 40 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 5404 |
Source: Morgan County records, as of July 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 65 CYPRESS DR, DECATUR, AL 35603-5942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2009 | Deed of Trust, Mortgage CYPRESS COVE DEVELOPMENT LLC |
| Jan 24, 2011 | Deed of Trust, Mortgage · ARM ING BANK FSB |
| Jul 20, 2020 | Warranty Deed, Transfer TITLE AND CLOSING SERVICES, TITLE & CLOSING SERVICES |
| Oct 12, 2016 | Warranty Deed, Transfer · FHA Mortgage PRIMARY CAPITAL MORTGAGE LLC |
| Jul 17, 2009 | Corporation Deed, Subdivision Related Transfer · Conventional Mortgage PROGRESS BANK & TRUST |
| Apr 20, 2009 | Warranty Deed, Construction Loan · Construction Mortgage GOBBLE FITE LUMBER CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2020 · Amount on Record |
| Deed Sale | Jul 20, 2020 · Amount on Record |
| Prior Sale | Oct 12, 2016 |
| Deed Book / Page | 2020 / 6153 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 65 CYPRESS DR, DECATUR, AL 35603-5942 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2009/15214 |
|---|---|
| Date | Apr 20, 2009 |
| Book Page | 2009/15214 |
| Name | CYPRESS COVE DEVELOPMENT LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Apr 20, 2010 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 65 CYPRESS DR, DECATUR, AL 35603-5942 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2011/02451 |
|---|---|
| Date | Jan 24, 2011 |
| Book Page | 2011/02451 |
| Name | ING BANK FSB |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, MN 56301 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Feb 1, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 5.37% |
| Index | 1-Year LIBOR |
| Max Rate | 9.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jul 20, 2020 |
| Property Address | 65 CYPRESS DR, DECATUR, AL 35603-5942 |
| Document Number | 02020/6153 |
| Book / Page | 2020 / 6153 |
| Map Reference | MB 2006 PG 24 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Title Company | TITLE AND CLOSING SERVICES, TITLE & CLOSING SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 133 BAKERS FARM DR, DECATUR, AL 35603-7515 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 65 CYPRESS DR, DECATUR, AL 35603-5942 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Oct 12, 2016 |
| Property Address | 65 CYPRESS DR, DECATUR, AL 35603-5942 |
| Document Number | 2016/09492 |
| Book / Page | 2016 / 09492 |
| Map Reference | MB 2006 PG 24 |
| Instrument Date | Oct 7, 2016 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 406 S WILLOW ST, NORTH PLATTE, NE 69101-7551 |
| Name | Verified Name |
|---|---|
| Address | 65 CYPRESS DR, DECATUR, AL 35603-5942 |
| Document Number | 0201633008 |
|---|---|
| Date | Oct 12, 2016 |
| Instrument | 2016/33008 |
| Name | PRIMARY CAPITAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2046 |
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jul 17, 2009 |
| Property Address | 65 CYPRESS DR, DECATUR, AL 35603-5942 |
| Document Number | 2009/03766 |
| Book / Page | 2009 / 03766 |
| Map Reference | MB2006 PG24 |
| Instrument Date | Jul 16, 2009 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $33.00 |
| Amount Accuracy | Partially Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 65 CYPRESS DR, DECATUR, AL 35603-5942 |
| Document Number | 0200929183 |
|---|---|
| Date | Jul 17, 2009 |
| Instrument | 2009/29183 |
| Name | PROGRESS BANK & TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Apr 20, 2009 |
| Property Address | 65 CYPRESS DR, DECATUR, AL 35603-5942 |
| Document Number | 2009/01971 |
| Book / Page | 2009 / 01971 |
| Map Reference | MB2006 PG24 |
| Instrument Date | Apr 20, 2009 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 19, 2026 |
| Title Company | J CALVIN MCBRIDE & ASSOCIATE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.50 |
| Amount Accuracy | Partially Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 JOHNSTOWN CV, DECATUR, AL 35603-6904 |
| Investor | Possibly a Property Investor |
| Document Number | 0200915211 |
|---|---|
| Date | Apr 20, 2009 |
| Instrument | 2009/15211 |
| Name | GOBBLE FITE LUMBER CO INC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $715.00 (+63.99%) | $19,110 (+1%) Land $2,750 Building $16,360 | $191,100 (+1%) Land $27,500 Building $163,600 |
| 2024 | $18,920 (-0.99%) Land $2,500 Building $16,420 | $189,200 (-0.99%) Land $25,000 Building $164,200 | |
| 2023 | $436.00 Homeowner's exemption Senior Citizen's exemption | $19,110 (-0.98%) Land $2,500 Building $16,610 | $191,100 (-0.98%) Land $25,000 Building $166,100 |
| 2022 | Homeowner's exemption | $19,300 Land $2,500 Building $16,800 | $193,000 Land $25,000 Building $168,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| FlashFiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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