50 Cypress Dr, Decatur, AL 35603 Property Records

Morgan County property record for 50 Cypress Dr, Decatur, AL 35603

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,452 sqft · built 2010
Lot Size	0.708 acres (30,877 sqft)
Owner	Individual Name on Record
Last Sale	$148,000 (Oct 2015)
Tax Bill	$731 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Jul 2010 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`12-01-01-0-000-002.012`

Property Details

APN / Parcel Number

Primary APN	`12-01-01-0-000-002.012`
Alternative APNs	`164782` `70867`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,452 sqft Living Area
1st Floor Area	1,452 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	30,877 sqft (0.708 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	164782
Street Address	50 CYPRESS DR
City	DECATUR
State	AL
Zip	35603-5915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5, CYPRESS COVE SUBDIVISION ADDITION NO. 1 MB 2006 PG 24 SEC 1, T6S, R4W
Legal Range	4W
Legal Township	6S
Legal Section	01
Legal Subdivision	CYPRESS COVE S/D ADDITION 1
Legal Lot Number	5
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	3
Census Block	3043
Census Tract	5404

Owner

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	50 CYPRESS DR, DECATUR, AL 35603-5915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2017	Deed of Trust, Mortgage · FHA Mortgage FIRST DIRECT LENDING
Jul 7, 2010	Deed of Trust, Mortgage · Conventional Mortgage GTC MORTGAGE COMPANY INC
Dec 22, 2009	Deed of Trust, Mortgage GOBBLEFITE LUMBER CO INC
Oct 14, 2015	Warranty Deed, Transfer · Line of Credit TRADITIONAL BANK
Apr 18, 2013	Warranty Deed, Transfer · FHA Mortgage SOUTHERN FIDELITY MORTGAGE LLC
Sep 28, 2012	Foreclosure
Jun 22, 2010	Corporation Deed, Subdivision Related Transfer · Conventional Mortgage CITIZENS BANK AND TRUST
Dec 22, 2009	Warranty Deed, Transfer CYPRESS COVE DEVELOPMENT LLC
Jul 10, 2008	Corporation Deed, Subdivision Related Transfer · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2015 · Amount on Record
Deed Sale	Oct 14, 2015 · Amount on Record
Prior Sale	Apr 18, 2013 · Amount on Record
Deed Book / Page	2015 / 8955
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	50 CYPRESS DR, DECATUR, AL 35603-5915
Transaction Type	Mortgage
Record Updated	Jun 19, 2026
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/05670
Date	Feb 23, 2017
Book Page	2017/05670

Lender

Name	FIRST DIRECT LENDING
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

July 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	50 CYPRESS DR, DECATUR, AL 35603-5915
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010/19524
Date	Jul 7, 2010
Book Page	2010/19524

Lender

Name	GTC MORTGAGE COMPANY INC
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2040

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	50 CYPRESS DR, DECATUR, AL 35603-5915
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2009/48279
Date	Dec 22, 2009
Book Page	2009/48279

Lender

Name	GOBBLEFITE LUMBER CO INC
Address	DECATUR, AL 35601

Agreement

Amount	Amount Recorded

October 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Oct 14, 2015
Property Address	50 CYPRESS DR, DECATUR, AL 35603-5915
Document Number	2015/08955
Book / Page	2015 / 08955
Map Reference	MB 2006 PG 24
Instrument Date	Oct 2, 2015
Transaction Type	Transfer
Record Updated	Jun 19, 2026
Title Company	TBX TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 CYPRESS DR, DECATUR, AL 35603-5915

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	50 CYPRESS DR, DECATUR, AL 35603-5915

Mortgage

Document Number	2015/31582
Date	Oct 14, 2015
Book Page	2015/31582

Lender

Name	TRADITIONAL BANK
Type	Bank
Address	SOMERVILLE, AL 35670

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Apr 18, 2013
Property Address	50 CYPRESS DR, DECATUR, AL 35603-5915
Document Number	2013/03149
Book / Page	2013 / 03149
Map Reference	MB2006 PG24
Instrument Date	Mar 6, 2013
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	270 PARK AVE, NEW YORK, NY 10017-2014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 NATURAL BRIDGE RD, HARTSELLE, AL 35640-7133
Investor	Possibly a Property Investor

Mortgage

Document Number	2013/15617
Date	Apr 18, 2013
Book Page	2013/15617

Lender

Name	SOUTHERN FIDELITY MORTGAGE LLC
Type	Mortgage Company
Address	LAS VEGAS, NV 89113

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2043

September 2012: Foreclosure

Document Type	Foreclosure
Jurisdiction	MORGAN AL
Recording Date	Sep 28, 2012
Property Address	50 CYPRESS DR, DECATUR, AL 35603-5915
Document Number	2012/06409
Book / Page	2012 / 06409
Map Reference	MB2006 PG24
Instrument Date	Sep 20, 2012
Transaction Type	Foreclosure
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10790 RANCHO BERNARDO RD, SAN DIEGO, CA 92127-5705

June 2010: Corporation Deed, Subdivision Related Transfer

Document Type	Corporation Deed
Jurisdiction	MORGAN AL
Recording Date	Jun 22, 2010
Property Address	50 CYPRESS DR, DECATUR, AL 35603-5915
Document Number	2010/03675
Book / Page	2010 / 03675
Map Reference	MB2006 PG24
Instrument Date	Jun 21, 2010
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 19, 2026
Title Company	J CALVIN MCBRIDE LAW FIRM TI

Transaction

Amount	Amount Recorded
Tax	$0.50
Amount Accuracy	Partially Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 CYPRESS DR, DECATUR, AL 35603-5915
Investor	Possibly a Property Investor

Mortgage

Document Number	0201017591
Date	Jun 22, 2010
Instrument	2010/17591

Lender

Name	CITIZENS BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	445 Months
Due	Jul 1, 2047

December 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Dec 22, 2009
Property Address	50 CYPRESS DR, DECATUR, AL 35603-5915
Document Number	2009/07001
Book / Page	2009 / 07001
Map Reference	MB2006 PG24
Instrument Date	Dec 11, 2009
Transaction Type	Transfer
Record Updated	Jun 19, 2026
Title Company	LAW FIRM TITLE CLOSING SERVICES, LAW FIRM TITLE & CLOSING SER

Transaction

Amount	Amount Recorded
Tax	$0.50
Amount Accuracy	Partially Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 JOHNSTOWN CV, DECATUR, AL 35603-6904
Investor	Possibly a Property Investor

Mortgage

Document Number	0200948282
Date	Dec 22, 2009
Instrument	2009/48282

Lender

Name	CYPRESS COVE DEVELOPMENT LLC

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Dec 11, 2010

July 2008: Corporation Deed, Subdivision Related Transfer

Document Type	Corporation Deed
Jurisdiction	MORGAN AL
Recording Date	Jul 10, 2008
Property Address	50 CYPRESS DR, DECATUR, AL 35603-5915
Document Number	2008/04616
Book / Page	2008 / 04616
Map Reference	MB2006 PG24
Instrument Date	Jul 9, 2008
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Tax	$8.00
Amount Accuracy	Partially Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	80 CYPRESS DR, DECATUR, AL 35603-5915
Investor	Possibly a Property Investor

Mortgage

Document Number	0200831084
Date	Jul 10, 2008
Instrument	2008/31084

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2038

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$731.00 (+11.43%)	$19,530 (+2.95%) Land $2,750 Building $16,780	$195,300 (+2.95%) Land $27,500 Building $167,800
2024	$656.00	$18,970 (-) Land $2,500 Building $16,470	$189,700 (-) Land $25,000 Building $164,700
2023	$656.00 Homeowner's exemption	$18,970 (-) Land $2,500 Building $16,470	$189,700 (-) Land $25,000 Building $164,700
2022	$656.00 Homeowner's exemption	$18,970 Land $2,500 Building $16,470	$189,700 Land $25,000 Building $164,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
FlashFiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

50 Cypress Dr, Decatur, AL 35603 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2010: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2009: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2015: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2013: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2012: Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2010: Corporation Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2009: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2008: Corporation Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Cypress Dr

Nearby Streets

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