Morgan County property record for 21 Cypress Dr, Decatur, AL 35603
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,607 sqft · built 2010 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $147,000 (Sep 2010) |
| Tax Bill | $671 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jun 2025 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-01-01-0-000-002.000 |
| Primary APN | 12-01-01-0-000-002.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,607 sqft Living Area |
| 1st Floor Area | 1,607 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 137680 |
|---|---|
| Street Address | 21 CYPRESS DR |
| City | DECATUR |
| State | AL |
| Zip | 35603-5942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 43, CYPRESS COVE SUBDIVISION ADDITION NO. 1 MB 2006 PG 24 SEC 1, T6S, R4W |
| Legal Range | 4W |
| Legal Township | 6S |
| Legal Section | 01 |
| Legal Subdivision | CYPRESS COVE S/D ADDITION 1 |
| Legal Lot Number | 43 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 5404 |
Source: Morgan County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21 CYPRESS DR, DECATUR, AL 35603-5942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage REDSTONE FCU |
| Jun 12, 2025 | Deed of Trust, Mortgage · Line of Credit REDSTONE FCU |
| May 10, 2010 | Deed of Trust, Mortgage GOBBLEFITE LUMBER CO INC |
| Sep 20, 2010 | Corporation Deed, Subdivision Related Transfer · USDA Mortgage USDA |
| May 10, 2010 | Warranty Deed, Transfer CYPRESS COVE DEVELOPMENT LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 2010 · Amount on Record |
| Deed Sale | Sep 20, 2010 · Amount on Record |
| Prior Sale | May 10, 2010 |
| Deed Book / Page | 2010 / 5682 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 21 CYPRESS DR, DECATUR, AL 35603-5942 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2020/40775 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 2020/40775 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 21 CYPRESS DR, DECATUR, AL 35603-5942 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2025/21555 |
|---|---|
| Date | Jun 12, 2025 |
| Book Page | 2025/21555 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 21 CYPRESS DR, DECATUR, AL 35603-5942 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2010/13042 |
|---|---|
| Date | May 10, 2010 |
| Book Page | 2010/13042 |
| Name | GOBBLEFITE LUMBER CO INC |
|---|---|
| Address | DECATUR, AL 35601 |
| Amount | Amount Recorded |
|---|
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Sep 20, 2010 |
| Property Address | 21 CYPRESS DR, DECATUR, AL 35603-5942 |
| Document Number | 2010/05682 |
| Book / Page | 2010 / 05682 |
| Map Reference | MB2006 PG24 |
| Instrument Date | Sep 17, 2010 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $147.00 |
| Amount Accuracy | Partially Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 CYPRESS DR, DECATUR, AL 35603-5942 |
| Document Number | 0201028623 |
|---|---|
| Date | Sep 20, 2010 |
| Instrument | 2010/28623 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | Sep 17, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | May 10, 2010 |
| Property Address | 21 CYPRESS DR, DECATUR, AL 35603-5942 |
| Document Number | 2010/02765 |
| Book / Page | 2010 / 02765 |
| Map Reference | MB2006 PG24 |
| Instrument Date | May 7, 2010 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Title Company | LAW FIRM TITLE CLOSING SERVICES, LAW FIRM TITLE & CLOSING SER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 JOHNSTOWN CV, DECATUR, AL 35603-6904 |
| Investor | Possibly a Property Investor |
| Document Number | 0201013045 |
|---|---|
| Date | May 10, 2010 |
| Instrument | 2010/13045 |
| Name | CYPRESS COVE DEVELOPMENT LLC |
|---|
| Amount | Amount Recorded |
|---|
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $671.00 (+2.13%) | $19,390 (+0.94%) Land $2,750 Building $16,640 | $193,900 (+0.94%) Land $27,500 Building $166,400 |
| 2023 | $657.00 (-2.09%) Homeowner's exemption | $19,210 (-0.93%) Land $2,500 Building $16,710 | $192,100 (-0.93%) Land $25,000 Building $167,100 |
| 2022 | $671.00 Homeowner's exemption | $19,390 Land $2,500 Building $16,890 | $193,900 Land $25,000 Building $168,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| FlashFiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures