Morgan County property record for 20 Cypress Dr, Decatur, AL 35603
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,522 sqft · built 2007 |
| Lot Size | 0.364 acres (15,893 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $500 (Feb 2008) |
| Tax Bill | $653 (2025) |
| Deeds & Mortgages | Feb 2008 Mortgage Feb 2008 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-01-01-0-000-002.009 |
| Primary APN | 12-01-01-0-000-002.009 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,522 sqft Living Area |
| 1st Floor Area | 1,522 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,893 sqft (0.364 acres) |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Utility Building | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 123465 |
|---|---|
| Street Address | 20 CYPRESS DR |
| City | DECATUR |
| State | AL |
| Zip | 35603-5915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2, CYPRESS COVE SUBDIVISION ADDITION NO. 1 MB 2006 PG 24 SEC 1, T6S, R4W |
| Legal Range | 4W |
| Legal Township | 6S |
| Legal Section | 01 |
| Legal Subdivision | CYPRESS COVE S/D ADDITION 1 |
| Legal Lot Number | 2 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 5404 |
Source: Morgan County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 CYPRESS DR, DECATUR, AL 35603-5915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2008 | Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK |
| Feb 28, 2008 | Corporation Deed, Subdivision Related Transfer · FHA Mortgage RENASANT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2008 · Amount on Record |
| Deed Sale | Feb 28, 2008 · Amount on Record |
| Deed Book / Page | 2008 / 1307 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 20 CYPRESS DR, DECATUR, AL 35603-5915 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2008/08395 |
|---|---|
| Date | Feb 28, 2008 |
| Book Page | 2008/08395 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | DECATUR, AL 35609 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2028 |
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Feb 28, 2008 |
| Property Address | 20 CYPRESS DR, DECATUR, AL 35603-5915 |
| Document Number | 2008/01307 |
| Book / Page | 2008 / 01307 |
| Map Reference | MB2006 PG24 |
| Instrument Date | Feb 26, 2008 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.50 |
| Amount Accuracy | Partially Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 CYPRESS DR, DECATUR, AL 35603-5915 |
| Document Number | 2008/08379 |
|---|---|
| Date | Feb 28, 2008 |
| Book Page | 2008/08379 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | DECATUR, AL 35609 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2038 |
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $653.00 (+2.19%) | $18,890 (+2%) Land $2,750 Building $16,140 | $188,900 (+2%) Land $27,500 Building $161,400 |
| 2024 | $18,520 (-1.02%) Land $2,500 Building $16,020 | $185,200 (-1.02%) Land $25,000 Building $160,200 | |
| 2023 | $639.00 (-3.18%) Homeowner's exemption | $18,710 (-1.99%) Land $2,500 Building $16,210 | $187,100 (-1.99%) Land $25,000 Building $162,100 |
| 2022 | $660.00 Homeowner's exemption | $19,090 Land $2,500 Building $16,590 | $190,900 Land $25,000 Building $165,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| FlashFiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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