Santa Rosa County property record for 4099 Buford Ln, Milton, FL 32583
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,075 sqft · built 1990 |
| Lot Size | 0.589 acres (25,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $202,500 (Mar 2023) |
| Tax Bill | $1,339 (2024) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-1N-28-0000-01895-0000 |
| Primary APN | 21-1N-28-0000-01895-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,075 sqft Heated Area |
| Gross Area | 1,537 sqft |
| 1st Floor Area | 1,425 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 25,700 sqft (0.589 acres) |
| Lot Dimensions | 2,450 ft deep x 1,050 ft wide |
| Garage Area | 350 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 112 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 211N280000018950000 |
|---|---|
| Street Address | 4099 BUFORD LN |
| City | MILTON |
| State | FL |
| Zip | 32583-7623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1M |
| Legal Description | *DESCRIPTION UPDATE FOR 2023* BEG AT SE CORN OF NW4 OF SE4 OF SECTION 21 TOWNSHIP 1 NORTH RANGE 28 WEST THN S88*17'19W 549.23 |
| Legal Range | 28W |
| Legal Township | 01N |
| Legal Section | 21 |
| Legal Subdivision | WEST |
| Legal Lot Number | 13 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | BAGDAD |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 10709 |
Source: Santa Rosa County records · APN 21-1N-28-0000-01895-0000
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4099 BUFORD LN, MILTON, FL 32583-7623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Mar 16, 2021 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Sep 10, 2019 | Deed of Trust, Mortgage · VA Mortgage LENDING 3 INC |
| May 31, 2017 | Warranty Deed, Transfer · VA Mortgage IMPAC MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 15, 2023 · Amount on Record |
| Deed Sale | Mar 15, 2023 · Amount on Record |
| Prior Sale | May 31, 2017 · Amount on Record |
| Deed Document Number | 0043751371 |
| Deed Book / Page | 4375 / 1371 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 15, 2023 |
| Property Address | 4099 BUFORD LN, MILTON, FL 32583-7623 |
| Document Number | 0043751371 |
| Book / Page | 4375 / 1371 |
| Instrument Date | Mar 15, 2023 |
| Instrument | 202310862 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2023 |
| Title Company | GUARANTEED TITLE COMPANY, GUARANTEE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,417.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4099 BUFORD LN, MILTON, FL 32583-7623 |
| Name | Verified Name |
|---|---|
| Address | 4099 BUFORD LN, MILTON, FL 32583-7623 |
| Document Number | 0043751373 |
|---|---|
| Date | Mar 15, 2023 |
| Instrument | 4375/1373 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4099 BUFORD LN, MILTON, FL 32583-7623 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 4099 BUFORD LN, MILTON, FL 32583-7623 |
| Document Number | 0040871248 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | 4087/1248 |
| Instrument | 202117172 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4099 BUFORD LN, MILTON, FL 32583-7623 |
| Document Number | 0038701335 |
| Instrument Date | Sep 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4099 BUFORD LN MILTON FL 325837623, MILTON, FL 32583-7623 |
| Document Number | 0038701335 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 003870/001335 |
| Instrument | 41400 |
| Name | LENDING 3 INC |
|---|---|
| Address | FOUNTAIN VALLEY, CA 92708 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 31, 2017 |
| Property Address | 4099 BUFORD LN, MILTON, FL 32583-7623 |
| Document Number | 0036281659 |
| Book / Page | 3628 / 1659 |
| Instrument Date | May 25, 2017 |
| Instrument | 201721700 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | FIRST INTERNATIONAL TITLE IN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $686.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5731 JONES ST, 5731, MILTON, FL 32570-2325 |
| Name | Verified Name |
|---|---|
| Address | 4099 BUFORD LN, MILTON, FL 32583-7623 |
| Document Number | 0201721701 |
|---|---|
| Date | May 31, 2017 |
| Instrument | 201721701 |
| Name | IMPAC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
| Prepayment Penalty | 00 Months |
Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,339.00 (+139.96%) Homeowner's exemption | $146,220 (+89.97%) Land $20,000 Building $126,220 | $146,220 (+11.9%) Land $20,000 Building $126,220 |
| 2023 | $558.00 (+3.53%) Homeowner's exemption | $76,972 (+3%) | $130,675 (+10.23%) Land $20,000 Building $110,675 |
| 2022 | $539.00 Homeowner's exemption | $74,730 | $118,548 Land $14,000 Building $104,548 |
Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 56 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 6 (2017–2023) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Feb 2023 · other causes |
| Claims by Event |
|
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: AT&T.
Based on FCC filings for 152 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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