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4103 Buford Ln, Milton, FL 32583 Property Records

Santa Rosa County property record for 4103 Buford Ln, Milton, FL 32583

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,283 sqft · built 1996
Lot Size0.587 acres (25,613 sqft)
OwnerIndividual Name on Record
Last Sale$257,000 (Jul 2023)
Tax Bill$2,114 (2024)
Deeds & MortgagesJul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-1N-28-0000-04800-0000

Property Details

APN / Parcel Number

Primary APN21-1N-28-0000-04800-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,283 sqft Heated Area
Gross Area2,004 sqft
1st Floor Area1,683 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Foundation TypeMasonry
Roof MaterialShingle
Lot Area25,613 sqft (0.587 acres)
Garage Area400 sqft

Exterior Amenities

PorchOpen Porch
Porch Area49 sqft
Patio Area272 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number211N280000048000000
Street Address4103 BUFORD LN
CityMILTON
StateFL
Zip32583-7623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1M
Legal Description*DESCRIPTION UPDATE FOR 2023* LOT 14 RONNIE WOODS UNREC SUB DES AS: COM AT SE CORN OF LOT 18 BLK A DELISA EST OF SECTION 21
Legal Range28W
Legal Township01N
Legal Section21
Legal SubdivisionBLOCK A DELISA EST
Legal BlockA
Legal Lot Number14,18
JurisdictionSANTA ROSA FL
Township / Civil DivisionBAGDAD
Census Block Group2
Census Block2024
Census Tract10709

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4103 BUFORD LN, MILTON, FL 32583-7623
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2023 · Amount on Record
Deed SaleJul 19, 2023 · Amount on Record
Prior SaleNov 3, 2015 · Amount on Record
Deed Document Number202332338
Deed Book / Page4416 / 759
Record UpdatedJun 8, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJul 19, 2023
Property Address4103 BUFORD LN, MILTON, FL 32583-7623
Document Number0044160759
Book / Page4416 / 759
Instrument DateJul 14, 2023
Instrument202332338
Transaction TypeTransfer
Record UpdatedApr 19, 2024
Title CompanyGENESIS LAND & TITLE CO LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,799.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address164 SWAYING PINE CT, CRESTVIEW, FL 32539-5799

Transferred To (Grantee/Buyer)

NameVerified Name
Address4103 BUFORD LN, MILTON, FL 32583-7623

Mortgage

Document Number0004416760
DateJul 19, 2023
Instrument4416/760
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

Mortgage

Document Number0044160777
DateJul 19, 2023
Book Page4416/777
Instrument202332340
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Interest
Rate5%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,114.00$176,235 Land $20,000 Building $156,235$176,235 Land $20,000 Building $156,235

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 56 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies56 in force
Nearby Flood Claims6 (2017–2023)
Claims Outside the SFHA4 of 6
Most Recent ClaimFeb 2023 · other causes
Claims by Event
  • Hurricane Sally, Sep 2020 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAGDAD-GARCON POINT WATER SYSTEM
public/private · serves 10,896 people · EPA ID FL1570042
Water SourceGroundwater
Last State InspectionNov 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50

May also be available: AT&T.

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