4094 Buford Ln, Milton, FL 32583 Property Records

Santa Rosa County property record for 4094 Buford Ln, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,481 sqft · built 1988
Lot Size	0.582 acres (25,395 sqft)
Owner	2 Individual Names on Record
Last Sale	$49,700 (Jun 1991)
Tax Bill	$594 (2024)
Deeds & Mortgages	Dec 2022 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-1N-28-0000-01887-0000`

Property Details

APN / Parcel Number

Primary APN	`21-1N-28-0000-01887-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,481 sqft Heated Area
Gross Area	1,695 sqft
1st Floor Area	1,481 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	25,395 sqft (0.582 acres)
Lot Dimensions	2,420 ft deep x 1,050 ft wide
Porch	Open Porch
Porch Area	214 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	211N280000018870000
Street Address	4094 BUFORD LN
City	MILTON
State	FL
Zip	32583-7623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	BEG AT SE COR OF NW4 OF SE4 TH N 603.03 FT TO POB TH S 89* W 242.13 FT TH N 105.29 FT TH N 89* E 241.70 FT TH S 105.29 FT TO
Legal Range	28W
Legal Township	01N
Legal Section	21
Legal Subdivision	RONNIE WOODS
Legal Lot Number	25
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BAGDAD
Census Block Group	2
Census Block	2024
Census Tract	10709

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4094 BUFORD LN, MILTON, FL 32583-7623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 1991 · Amount on Record
Deed Sale	Jun 1, 1991 · Amount on Record
Deed Document Number	0000117996
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4094 BUFORD LN, MILTON, FL 32583-7623
Transaction Type	Mortgage
Record Updated	Dec 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043480831
Date	Dec 1, 2022
Book Page	4348/831
Instrument	202265879

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4094 BUFORD LN, MILTON, FL 32583-7623
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040310709
Date	Nov 18, 2020
Book Page	4031/709
Instrument	202061862

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2040

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$594.00 (+3.48%) Homeowner's exemption	$80,718 (+3%)	$152,862 (+1.11%) Land $20,000 Building $132,862
2023	$574.00 (+3.8%) Homeowner's exemption	$78,367 (+3%)	$151,187 (+9.54%) Land $20,000 Building $131,187
2022	$553.00 Homeowner's exemption	$76,084	$138,018 Land $14,000 Building $124,018

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 56 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	6 (2017–2023)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: AT&T.

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