4107 Buford Ln, Milton, FL 32583 Property Records

Santa Rosa County property record for 4107 Buford Ln, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,436 sqft · built 2003
Lot Size	0.583 acres (25,395 sqft)
Owner	2 Individual Names on File
Last Sale	$299,900 (Mar 2023)
Tax Bill	$2,687 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Oct 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`21-1N-28-0000-01901-0000`

Property Details

APN / Parcel Number

Primary APN	`21-1N-28-0000-01901-0000`
Alternative APN	`N281210000019010000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,436 sqft Living Area
Gross Area	3,187 sqft
1st Floor Area	2,436 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Exterior Material	Brick
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	25,395 sqft (0.583 acres)
Garage Type	Attached
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	482 sqft
Shed	1 Shed
Shed Area	1 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4107 BUFORD LN
City	MILTON
State	FL
Zip	32583-7623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	LOT 15 OF UNREC RONNIE WOODS: COM AT SE COR OF LOT 18 BLK A DE LISA ESTATES TH NOO2910W 298.58 FT TO POB TH CONT N00 29'10W 104.96 FT TH N8930'50 E 244.55 FT TH S0029'10E 104 .96 FT THN S89*30'50W 244.55 FT TO POB AS DES IN OR 4377 PG 1987
Legal Range	28W
Legal Township	1N
Legal Section	21
Legal Subdivision	RONNIE WOODS SUB
Legal Block	A
Legal Lot Number	15,18
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BAGDAD
Census Block Group	2
Census Block	2024
Census Tract	10709

Owner

4107 Buford Ln is owned and occupied by two individuals who bought it in March 2023.

Source: Santa Rosa County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4107 BUFORD LN, MILTON, FL 32583-7623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Warranty Deed, Transfer · VA Mortgage NEW AMERICAN FUNDING
Oct 9, 2018	Loan Modification, Mortgage · FHA Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2023 · Amount on File
Deed Sale	Mar 23, 2023 · Amount on File
Prior Sale	Apr 24, 2015 · Amount on File
Deed Document Number	202312159
Deed Book / Page	4377 / 1987
Prior Transfer Date	Mar 21, 2023
Prior Transfer Doc	0043771987
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 23, 2023
Property Address	4107 BUFORD LN, MILTON, FL 32583-7623
Document Number	0043771987
Book / Page	4377 / 1987
Instrument Date	Mar 21, 2023
Instrument	202312159
Transaction Type	Transfer
Record Updated	Apr 18, 2023
Title Company	PURE TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,099.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4107 BUFORD LN, MILTON, FL 32583-7623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4107 BUFORD LN, MILTON, FL 32583-7623

Mortgage

Document Number	0043771989
Date	Mar 23, 2023
Instrument	4377/1989

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	4107 BUFORD LN, MILTON, FL 32583-7623
Document Number	0037791605
Instrument Date	Oct 9, 2018
Transaction Type	Mortgage
Record Updated	Dec 5, 2018
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4107 BUFORD LN MILTON FL 325837623, MILTON, FL 32583-7623

Mortgage

Document Number	0037791605
Date	Nov 2, 2018
Book Page	003779/001605
Instrument	47289

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Nov 1, 2045

Interest

Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 4107 Buford Ln was $2,687, up 9.3% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,687.00 (+9.27%)	$211,382 (+7.36%) Land $20,000 Building $191,382	$211,382 (+7.36%) Land $20,000 Building $191,382
2024	$2,459.00 (+107.34%)	$196,889 (+61.67%) Land $20,000 Building $176,889	$196,889 (+6.61%) Land $20,000 Building $176,889
2023	$1,186.00 (+2.6%) Homeowner's exemption	$121,788 (+3%)	$184,681 (+3.87%) Land $20,000 Building $164,681
2022	$1,156.00 Homeowner's exemption	$118,241	$177,792 Land $14,000 Building $163,792

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4107 Buford Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 56 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	6 (2017–2023)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4107 Buford Ln is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: AT&T.

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