4091 Buford Ln, Milton, FL 32583 Property Records

Santa Rosa County property record for 4091 Buford Ln, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,257 sqft · built 1994
Lot Size	0.587 acres (25,613 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jul 2019)
Tax Bill	$1,055 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-1N-28-0000-04300-0000`

Property Details

APN / Parcel Number

Primary APN	`21-1N-28-0000-04300-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,257 sqft Heated Area
Gross Area	1,968 sqft
1st Floor Area	1,593 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	25,613 sqft (0.587 acres)
Garage Type	Mixed
Garage Area	1 sqft
Carport	Carport
Carport Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	375 sqft
Patio Area	64 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	211N280000043000000
Street Address	4091 BUFORD LN
City	MILTON
State	FL
Zip	32583-7623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	BEG AT SE COR OF NW4 OF SE4 SECTION 21 TOWNSHIP 1 NORTH RANGE 28 WEST TH S 8817'19 W 549.23 FT TH N0029'10W 718.42 FT TO
Legal Range	28W
Legal Township	01N
Legal Section	21
Legal Subdivision	WEST
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BAGDAD
Census Block Group	2
Census Block	2024
Census Tract	10709

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4091 BUFORD LN, MILTON, FL 32583-7623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Mar 6, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Jul 1, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Deed Document Number	201928216
Deed Book / Page	3845 / 1112
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4091 BUFORD LN, MILTON, FL 32583-7623
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4091 BUFORD LN, MILTON, FL 32583-7623

Mortgage

Document Number	0042481497
Date	Feb 22, 2022
Book Page	4248/1497
Instrument	202210304

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Jul 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4091 BUFORD LN, MILTON, FL 32583-7623
Document Number	0039271227
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4091 BUFORD LN MILTON FL 325837623, MILTON, FL 32583-7623

Mortgage

Document Number	0039271227
Date	Mar 11, 2020
Book Page	003927/001227
Instrument	11873

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 1, 2019
Property Address	4091 BUFORD LN, MILTON, FL 32583-7623
Document Number	0038451112
Book / Page	3845 / 1112
Instrument Date	Jun 22, 2019
Instrument	201928216
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SURETY LAND TITLE OF FLORIDA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8194 HIGHWAY 89, 8194, MILTON, FL 32570-9047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4091 BUFORD LN, MILTON, FL 32583-7623

Mortgage

Document Number	0038451113
Date	Jul 1, 2019
Instrument	3845/1113

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,055.00 (+2.53%) Homeowner's exemption	$121,298 (+3%)	$180,447 (+0.71%) Land $20,000 Building $160,447
2023	$1,029.00 (+2.9%) Homeowner's exemption	$117,765 (+3%)	$179,169 (+8.53%) Land $20,000 Building $159,169
2022	$1,000.00 Homeowner's exemption	$114,335	$165,084 Land $14,000 Building $151,084

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 56 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	6 (2017–2023)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: AT&T.

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