4095 Buford Ln, Milton, FL 32583 Property Records

Santa Rosa County property record for 4095 Buford Ln, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,327 sqft · built 1994
Lot Size	0.588 acres (25,613 sqft)
Owner	Individual Name on File
Last Sale	$137,000 (Sep 2018)
Tax Bill	$984 (2024)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-1N-28-0000-04200-0000`

Property Details

APN / Parcel Number

Primary APN	`21-1N-28-0000-04200-0000`
Alternative APN	`N281210000042000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,327 sqft Living Area
Gross Area	1,843 sqft
1st Floor Area	1,327 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	25,613 sqft (0.588 acres)
Lot Dimensions	244 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	68 sqft
Patio Area	64 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4095 BUFORD LN
City	MILTON
State	FL
Zip	32583-7623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	RONNIEWOODS UNREC SUB LOT 12 FURTHER DES AS: COM AT SE CORN OF NW4 OF SE4 THN S881719W 549.23 FT THN N02910W 613. .46 FT TO POB & CONT 104.96 FT THN N893050E 244.55 FT TO W R/W BUFORD LN THN S02910E ALNG R/W 104.96 FT THN S89*30 50W 244.55 FT TO
Legal Range	28W
Legal Township	1N
Legal Section	21
Legal Subdivision	RONNIEWOODS UNREC SUB
Legal Lot Number	12
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BAGDAD
Census Block Group	2
Census Block	2024
Census Tract	10709

Owner

4095 Buford Ln is owned and occupied by an individual who bought it in September 2018.

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4095 BUFORD LN, MILTON, FL 32583-7623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2018 · Amount on File
Deed Sale	Sep 20, 2018 · Amount on File
Prior Sale	Sep 22, 2005 · Amount on File
Deed Document Number	201840625
Deed Book / Page	3767 / 1703
Prior Transfer Date	Sep 29, 2000
Prior Transfer Doc	1854000962
Record Updated	Sep 20, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 20, 2018
Property Address	4095 BUFORD LN, MILTON, FL 32583-7623
Document Number	0037671703
Book / Page	3767 / 1703
Instrument Date	Sep 6, 2018
Instrument	201840625
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	SURETY LAND TITLE OF FLORIDA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$959.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4414 ESSEX TERRACE CIR, 4414, PACE, FL 32571-6351

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4095 BUFORD LN, MILTON, FL 32583-7623

Mortgage

Document Number	0201840627
Date	Sep 20, 2018
Instrument	201840627

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$118,334 (+2.9%)	$179,256 (+1.46%) Land $20,000 Building $159,256
2024	$984.00 (+3.25%) Homeowner's exemption	$114,999 (+3.45%)	$176,679 (+1%) Land $20,000 Building $156,679
2023	$953.00 (+3.03%) Homeowner's exemption	$111,164 (+3%)	$174,926 (+8.64%) Land $20,000 Building $154,926
2022	$925.00 Homeowner's exemption	$107,926	$161,007 Land $14,000 Building $147,007

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4095 Buford Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 56 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	6 (2017–2023)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4095 Buford Ln is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: AT&T.

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