4075 Inlet Loop, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4075 Inlet Loop, Chattanooga, TN 37416 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,448 sqft · built 2022
Owner	Individual Name on File
Last Sale	$450,000 (Jul 2022)
Tax Bill	$1,960 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120K C 012`

Property Details

APN / Parcel Number

Primary APN	`120K C 012`
Alternative APN	`0000391450`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,448 sqft Living Area

Exterior

Year Built	Built 2022
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000391450
Street Address	4075 INLET LOOP
City	CHATTANOOGA
State	TN
Zip	37416-3085
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 65 WATERSTONE RIDGE PHASE II PB 122 PG 15 OUT OF 120K A 016 FOR 2022
Legal Phase	2
Legal Lot Number	65
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	3
Census Block	3000
Census Tract	11411

Owner

Source: Hamilton County records · APN 120K C 012

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4075 INLET LOOP, CHATTANOOGA, TN 37416-3085
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 25, 2022 · Amount on Record
Deed Sale	Jul 25, 2022 · Amount on Record
Deed Document Number	2022072500191
Deed Book / Page	13036 / 123
Record Updated	Jun 08, 2026

July 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 25, 2022
Property Address	4075 INLET LOOP, CHATTANOOGA, TN 37416-3085
Document Number	0000000191
Book / Page	13036 / 123
Map Reference	MB 122 PG 15
Instrument Date	Jul 22, 2022
Instrument	2022072500191
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,685.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4075 INLET LOOP, CHATTANOOGA, TN 37416-3085

Mortgage

Document Number	0130360126
Date	Jul 25, 2022
Instrument	13036-0126

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,960.00 (-12.11%)	$129,350 (+29.77%)	$517,400 (+29.77%) Land $50,000 Building $467,400
2024	$2,230.00	$99,675 (-)	$398,700 (-) Land $50,000 Building $348,700
2023	$2,230.00 (+699.28%)	$99,675 (+697.4%)	$398,700 (+697.4%) Land $50,000 Building $348,700
2022	$279.00	$12,500	$50,000 Land $50,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650114113, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Low above 37% of the US · above 53% of Tennessee
Wildfire Likelihood	About 1 in 1,471 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.