4088 Jay Rd, Whitehall, MI 49461 Property Records

Muskegon County property record for 4088 Jay Rd, Whitehall, MI 49461 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,232 sqft · built 1985
Lot Size1.21 acres (52,708 sqft)
OwnerCompany Name on File
Tax Bill$3,266 (2025)
Deeds & MortgagesJan 2023 Transfer
Aug 2018 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN61-06-120-400-0001-40

Property Details

APN / Parcel Number

Primary APN61-06-120-400-0001-40
Alternative APN
  • 06120400000140

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Building Area1,232 sqft Living Area
1st Floor Area1,232 sqft 1st Floor
Basement Area1,232 sqft Basement
Unfinished Basement1,232 sqft Unfinished
Stories1 Story
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialAluminum/Vinyl
Lot Area52,708 sqft (1.21 acres)
Parking Spaces5 Parking Spaces
Garage Area1,344 sqft Garage
PorchCovered Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Street Address4088 JAY RD
CityWHITEHALL
StateMI
Zip49461-9746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFRUITLAND TOWNSHIP SEC 20 T11N R17W W 165 FT OF NW 1/4 OF SE 1/4 EXC N 560 FT TH'OF AND EXC COM AT S 1/4 COR TH N O DEG
Legal Range17W
Legal Township11N
Legal Section20
JurisdictionMUSKEGON MI
Township / Civil DivisionFRUITLAND
Census Block Group2
Census Block2016
Census Tract3500

Owner

Source: Muskegon County records · APN 61-06-120-400-0001-40

Assessment roll updated June 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4088 JAY RD, WHITEHALL, MI 49461-9746
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 04, 2023Intrafamily Transfer, Transfer
Aug 01, 2018Deed of Trust, Mortgage · Line of Credit
HARBORLIGHT CU
Jul 19, 2018Quit Claim Deed, Transfer
Quitclaim
Mar 14, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateDec 07, 2022
Transfer Doc004318/489
Record UpdatedSep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMUSKEGON MI
Recording DateJan 04, 2023
Property Address4088 JAY RD, WHITEHALL, MI 49461-9746
Document Number004318/489
Book / Page4318 / 489
Instrument DateDec 07, 2022
Instrument5784094
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4088 JAY RD, WHITEHALL, MI 49461-9746

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKEGON MI
Property Address4088 JAY RD, WHITEHALL, MI 49461-9746
Document Number0005630045
Instrument DateAug 01, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4088 JAY RD WHITEHALL MI 494619746, WHITEHALL, MI 49461-9746

Mortgage

Document Number0005630045
DateAug 10, 2018
Book Page004164/000289
Instrument5630045
Lender
NameHARBORLIGHT CU
TypeCredit Union
AddressWHITEHALL, MI 49461-1848
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueAug 09, 2033
Interest
Rate TypeAdjustable Rate

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMUSKEGON MI
Recording DateJul 19, 2018
Property Address4088 JAY RD, WHITEHALL, MI 49461-9746
Document Number0005628214
Book / Page004162 / 000456
Instrument DateJul 09, 2018
Instrument5628214
Transaction TypeTransfer
Record UpdatedAug 03, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4088 JAY RD WHITEHALL MI 494619746, WHITEHALL, MI 49461-9746

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMUSKEGON MI
Recording DateMar 14, 2017
Property Address4088 JAY RD, WHITEHALL, MI 49461-9746
Document Number0005580332
Book / Page004114 / 000529
Instrument DateFeb 10, 2017
Instrument5580332
Transaction TypeTransfer
Record UpdatedMay 02, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4088 JAY RD WHITEHALL MI 494619746, WHITEHALL, MI 49461-9746

Tax Assessment & Valuation

Source: Muskegon County records · Assessment roll updated June 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMuskegon County
County SubdivisionFruitland Township
Unified School DistrictWhitehall School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$135,600 (+7.62%)$271,200 (+7.62%)
2025$3,266.00 Homeowner's exemption$126,000$252,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Muskegon County (26121C), updated October 6, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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