4044 Jay Rd, Whitehall, MI 49461 Property Records

Muskegon County property record for 4044 Jay Rd, Whitehall, MI 49461

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,232 sqft · built 1991
Lot Size	1.54 acres (67,082 sqft)
Owner	Individual Name on File
Last Sale	$189,900 (Apr 2021)
Tax Bill	$2,267 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`61-06-120-400-0001-10`

Property Details

APN / Parcel Number

Primary APN	`61-06-120-400-0001-10`
Alternative APN	`06120400000110`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	67,082 sqft (1.54 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4044 JAY RD
City	WHITEHALL
State	MI
Zip	49461-9746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	FRUITLAND TOWNSHIP SEC 20 T11N R17W COM AT S 1/4 COR TH N 0D 44M 06S E 1699.3 FT FOR POB TH S 89D 15M 54S E 333.54 FT TH
Legal Range	17W
Legal Township	11N
Legal Section	20
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITLAND
Census Block Group	2
Census Block	2016
Census Tract	3500

Owner

Source: Muskegon County records · APN 61-06-120-400-0001-10

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4044 JAY RD, WHITEHALL, MI 49461-9746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC
Apr 28, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Feb 22, 2018	Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 28, 2021 · Amount on Record
Deed Sale	Apr 28, 2021 · Amount on Record
Prior Sale	Feb 22, 2018 · Amount on Record
Deed Document Number	20215725338
Deed Book / Page	4259 / 674
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	4044 JAY RD, WHITEHALL, MI 49461-9746
Transaction Type	Mortgage
Record Updated	May 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004195/135
Date	Jul 23, 2019
Book Page	4195/135
Instrument	5660862

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Apr 28, 2021
Property Address	4044 JAY RD, WHITEHALL, MI 49461-9746
Document Number	004259/674
Book / Page	4259 / 674
Instrument Date	Apr 26, 2021
Instrument	5725338
Transaction Type	Transfer
Record Updated	May 03, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,634.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4044 JAY RD, 4044, WHITEHALL, MI 49461-9746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14480 MAGNOLIA DR, GRAND HAVEN, MI 49417-9288

Mortgage

Document Number	0004259675
Date	Apr 28, 2021
Instrument	4259/675

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Feb 22, 2018
Property Address	4044 JAY RD, WHITEHALL, MI 49461-9746
Document Number	4146/587
Book / Page	4146 / 587
Instrument Date	Feb 16, 2018
Instrument	5612360
Transaction Type	Transfer
Record Updated	Aug 05, 2021
Title Company	PREMIER LAKESHORE TITLE AGEN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$989.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4044 JAY RD, 4044, WHITEHALL, MI 49461-9746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4044 JAY RD, WHITEHALL, MI 49461-9746

Mortgage

Document Number	5612361
Date	Feb 22, 2018
Instrument	5612361

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2048

Tax Assessment & Valuation

Source: Muskegon County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitland Township
Unified School District	Whitehall School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,400 (+7.01%)	$222,800 (+7.01%)
2025	$2,267.00 Homeowner's exemption	$104,100	$208,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 6, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Based on FCC filings for 30 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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