4000 Jay Rd, Whitehall, MI 49461 Property Records

Muskegon County property record for 4000 Jay Rd, Whitehall, MI 49461

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,092 sqft · built 1999
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Feb 2003)
Tax Bill	$2,703 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06120400000600`

Property Details

APN / Parcel Number

Primary APN	`06120400000600`
Alternative APN	`61-06-120-400-0006-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,092 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Lot Area	49,658 sqft (1.14 acres)
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4000 JAY RD
City	WHITEHALL
State	MI
Zip	49461-9746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	FRUITLAND TOWNSHIP SEC 20 T11N R17W PART OF W 1/4 OF SW 1/4 OF SE 1/4 BEG ON N&S 1/4 LN N 0D 0M 0S E 1163.95 FT FROM S 1/4
Legal Range	17W
Legal Township	11N
Legal Section	20
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITLAND
Census Block Group	2
Census Block	2016
Census Tract	3500

Owner

Source: Muskegon County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4000 JAY RD, WHITEHALL, MI 49461-9746
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Quit Claim Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Apr 2, 2024	Intrafamily Transfer, Transfer
Feb 2, 2024	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
May 5, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2003 · Amount on Record
Deed Sale	Feb 3, 2003 · Amount on Record
Deed Document Number	20035023675
Deed Book / Page	3523 / 600
Last Transfer Date	Sep 9, 2026
Transfer Doc	0005895279
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MUSKEGON MI
Recording Date	Sep 29, 2026
Property Address	4000 JAY RD, WHITEHALL, MI 49461-9746
Document Number	0005895279
Book / Page	4429 / 779
Instrument Date	Sep 9, 2026
Instrument	20265895279
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4000 JAY RD, WHITEHALL, MI 49461-9746

Mortgage

Document Number	0005895280,
Date	Sep 29, 2026
Instrument	20265895280

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MUSKEGON MI
Recording Date	Apr 2, 2024
Property Address	4000 JAY RD, WHITEHALL, MI 49461-9746
Document Number	004353/751
Book / Page	4353 / 751
Instrument Date	Mar 21, 2024
Instrument	5819323
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4000 JAY RD, WHITEHALL, MI 49461-9746

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Feb 2, 2024
Property Address	4000 JAY RD, WHITEHALL, MI 49461-9746
Document Number	004347/839
Book / Page	4347 / 839
Instrument Date	Jan 29, 2024
Instrument	5813417
Transaction Type	Transfer
Record Updated	Feb 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4000 JAY RD, WHITEHALL, MI 49461-9746

Mortgage

Document Number	0005813418
Date	Feb 2, 2024
Instrument	5813418

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MUSKEGON MI
Recording Date	May 5, 2022
Property Address	4000 JAY RD, WHITEHALL, MI 49461-9746
Document Number	004299/342
Book / Page	4299 / 342
Instrument Date	Apr 14, 2022
Instrument	5764966
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4000 JAY RD, WHITEHALL, MI 49461-9746

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitland Township
Unified School District	Whitehall School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,800 (+6.64%)	$433,600 (+6.64%)
2025	$2,703.00 (-4.08%) Homeowner's exemption	$203,300 (+25.8%)	$406,600 (+25.8%)
2024	$2,818.00 (-0.35%)
2023		$161,600	$323,200
2022	$2,828.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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