Muskegon County property record for 4931 Jay Rd, Whitehall, MI 49461
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,574 sqft · built 1971 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Jun 2019) |
| Tax Bill | $1,252 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit Jun 2019 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 61-06-117-300-0003-10 |
| Primary APN | 61-06-117-300-0003-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,574 sqft Living Area |
| 1st Floor Area | 1,550 sqft |
| Basement Area | 1,550 sqft |
| Unfinished Basement | 1,550 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 896 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4931 JAY RD |
|---|---|
| City | WHITEHALL |
| State | MI |
| Zip | 49461-9474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | FRUITLAND TOWNSHIP SEC 17 T11N R17W E 5 AC OF S 3/4 OF NE 1/4 OF SW 1/4 |
| Legal Range | 17W |
| Legal Township | 11N |
| Legal Section | 17 |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | FRUITLAND |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 3701 |
Source: Muskegon County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4931 JAY RD, WHITEHALL, MI 49461-9474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 7, 2020 | Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU |
| Jun 4, 2019 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2019 · Amount on Record |
| Deed Sale | Jun 4, 2019 · Amount on Record |
| Deed Document Number | 20195656965 |
| Deed Book / Page | 4191 / 234 |
| Prior Transfer Date | May 30, 2019 |
| Prior Transfer Doc | 0005656965 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 4931 JAY RD, WHITEHALL, MI 49461-9474 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004229/395 |
|---|---|
| Date | Aug 7, 2020 |
| Book Page | 4229/395 |
| Instrument | 5695088 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jul 15, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Jun 4, 2019 |
| Property Address | 4931 JAY RD, WHITEHALL, MI 49461-9474 |
| Document Number | 004191/234 |
| Book / Page | 4191 / 234 |
| Instrument Date | May 30, 2019 |
| Instrument | 5656965 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $198.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4931 JAY RD, WHITEHALL, MI 49461-9474 |
| Document Number | 0004191235 |
|---|---|
| Date | Jun 4, 2019 |
| Instrument | 4191/235 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| County Subdivision | Fruitland Township |
| Unified School District | Whitehall School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $137,800 (+7.4%) | $275,600 (+7.4%) | |
| 2025 | $1,252.00 Homeowner's exemption | $128,300 | $256,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 25 / 6 |
| Frontier DSL | 10 / 1 |
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