Muskegon County property record for 4990 Jay Rd, Whitehall, MI 49461 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2006 |
| Square Footage | 2,002 sqft Living Area |
| Lot Size | 340,639 sqft (7.82 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $379,900 (2021) |
| Tax Bill | $6,582.00 (2025) |
| Primary APN | 06117200001200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 2,002 sqft Living Area |
| 1st Floor | 2,002 sqft 1st Floor |
| Basement Area | 1,792 sqft Basement |
| Unfinished Basement | 1,792 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 340,639 sqft (7.82 acres) |
| Parking Spaces | 12 Parking Spaces |
| Garage Area | 3,620 sqft Garage |
| Porch | Covered Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 4990 JAY RD |
|---|---|
| City | WHITEHALL |
| State | MI |
| Zip | 49461-9474 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FRUITLAND TOWNSHIP SEC 17 T11N R17W PT OF SW 1/4 OF NE 1/4 AND PT OF NW 1/4 OF SE 1/4 OF SD SEC DESC AS FOLLOWS BEG ON N/S |
| Legal Range | 17W |
| Legal Township | 11N |
| Legal Section | 17 |
| Jurisdiction | MUSKEGON MI |
| Minor Civil Division | FRUITLAND |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 3701 |
Source: Muskegon County records · APN 06117200001200
Assessment roll updated June 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4990 JAY RD, WHITEHALL, MI 49461-9474 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 15, 2023 | Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU |
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Aug 23, 2021 | Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Jan 03, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 23, 2021 · Amount on Record |
| Deed Sale | Aug 23, 2021 · Amount on Record |
| Prior Sale | Jan 10, 2007 · Amount on Record |
| Deed Doc Number | 20215737440 |
| Deed Book / Page | 4271 / 788 |
| Prior Transfer Date | Apr 05, 2006 |
| Prior Transfer Doc | 3692/808 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 4990 JAY RD, WHITEHALL, MI 49461-9474 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4990 JAY RD, WHITEHALL, MI 49461-9474 |
| Document Number | 004332/171 |
|---|---|
| Date | Jun 15, 2023 |
| Book Page | 4332/171 |
| Instrument | 5797764 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 4990 JAY RD, WHITEHALL, MI 49461-9474 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 4990 JAY RD, WHITEHALL, MI 49461-9474 |
| Document Number | 4275/669 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 4275/669 |
| Instrument | 5741317 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Aug 23, 2021 |
| Property Address | 4990 JAY RD, WHITEHALL, MI 49461-9474 |
| Document Number | 4271/788 |
| Book / Page | 4271 / 788 |
| Instrument Date | Aug 19, 2021 |
| Instrument | 5737440 |
| Transaction Type | Transfer |
| Record Updated | Sep 03, 2021 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,268.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4990 JAY RD, 4990, WHITEHALL, MI 49461-9474 |
| Name | Verified Name |
|---|---|
| Address | 4990 JAY RD, WHITEHALL, MI 49461-9474 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 4990 JAY RD, WHITEHALL, MI 49461-9474 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005608586 |
|---|---|
| Date | Jan 03, 2018 |
| Book Page | 4142/809 |
| Instrument | 5608586 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
Source: Muskegon County records · Assessment roll updated June 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| County Subdivision | Fruitland Township |
| Unified School District | Whitehall School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $296,200 (+6.01%) | $592,400 (+6.01%) | |
| 2025 | $6,582.00 (-4.08%) Homeowner's exemption | $279,400 | $558,800 |
| 2024 | $6,862.00 |
Source: FEMA National Flood Hazard Layer, Muskegon County (26121C), updated October 6, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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