3950 Jay Rd, Whitehall, MI 49461 Property Records

Muskegon County property record for 3950 Jay Rd, Whitehall, MI 49461 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,652 sqft · built 1999
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Aug 2015)
Tax Bill	$3,181 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`61-06-120-400-0006-01`

Property Details

APN / Parcel Number

Primary APN	`61-06-120-400-0006-01`
Alternative APN	`06120400000601`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,652 sqft Living Area
1st Floor Area	1,652 sqft
Basement Area	1,652 sqft
Unfinished Basement	1,652 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Lot Area	49,658 sqft (1.14 acres)
Garage Area	976 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3950 JAY RD
City	WHITEHALL
State	MI
Zip	49461-9746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRUITLAND TOWNSHIP SEC 20 T11N R17W PART OF W 1/4 OF SW 1/4 OF SE 1/4 DESC AS FOL: BEG ON N&S 1/4 LN N 0D 0M 0S E 998.95 FT
Legal Range	17W
Legal Township	11N
Legal Section	20
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITLAND
Census Block Group	2
Census Block	2016
Census Tract	3500

Owner

Source: Muskegon County records · APN 61-06-120-400-0006-01

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3950 JAY RD, WHITEHALL, MI 49461-9746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 05, 2015 · Amount on Record
Deed Sale	Aug 05, 2015 · Amount on Record
Prior Sale	Apr 30, 2014 · Amount on Record
Deed Document Number	20155528095
Deed Book / Page	4062 / 242
Last Transfer Date	Apr 14, 2021
Transfer Doc	004258/408
Record Updated	Sep 20, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MUSKEGON MI
Recording Date	Apr 19, 2021
Property Address	3950 JAY RD, WHITEHALL, MI 49461-9746
Document Number	004258/408
Book / Page	4258 / 408
Instrument Date	Apr 14, 2021
Instrument	5724073
Transaction Type	Transfer
Record Updated	May 03, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3950 JAY RD, 3950, WHITEHALL, MI 49461-9746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3950 JAY RD, WHITEHALL, MI 49461-9746

Mortgage

Document Number	0004258409
Date	Apr 19, 2021
Instrument	4258/409

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Muskegon County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitland Township
Unified School District	Whitehall School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,900 (+6.74%)	$373,800 (+6.74%)
2025	$3,181.00 (-4.07%) Homeowner's exemption	$175,100	$350,200
2024	$3,316.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Muskegon County (26121C), updated October 6, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261210035002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.