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4080 N Bluewater Dr, Hernando, FL 34442 Property Records

Citrus County property record for 4080 N Bluewater Dr, Hernando, FL 34442

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 1,216 sqft · built 1998
Lot Size0.186 acres (8,122 sqft)
OwnerIndividual Name on File
Last Sale$140,000 (Jun 2025)
Tax Bill$659 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Jan 2020 Line of Credit
+ 1 more
Flood ZoneZone AE (high risk)
APN19E-18S-14-0110-00380-078.0

Property Details

APN / Parcel Number

Primary APN19E-18S-14-0110-00380-078.0
Alternative APNs
  • 1418S19E0110003800780
  • 1602041

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,216 sqft Living Area
1st Floor Area1,216 sqft
FlooringSubfloor

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2003
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialMetal
Lot Area8,122 sqft (0.186 acres)
Lot Dimensions165 ft deep x 50 ft wide

Exterior Amenities

PorchFinished/Screened Porch
Porch Area304 sqft
Patio Area54 sqft
FenceFence
Utility Building96 sqft
Boat House228 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1602041
Old Parcel Number1418S19E0110003800780
Street Address4080 N BLUEWATER DR
CityHERNANDO
StateFL
Zip34442-3151
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeCLRMH COASTAL LAKES & RVR
Legal DescriptionAPACHE SHORES UNIT 11 PB 5 PG 36 LOT 78 BLK 38
Legal Range19E
Legal Township18S
Legal Section13
Legal SubdivisionAPACHE SHORES UNIT 11
Legal Block38
Legal Lot Number78
Legal Unit11
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1001
Census Tract450105

Owner

Source: Citrus County records · APN 19E-18S-14-0110-00380-078.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address9148 W PLOEGSTRA RD, RUDYARD, MI 49780-9329
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 07, 2023Deed of Trust, Mortgage · Line of Credit
BRANNEN BANK
Jan 13, 2020Deed of Trust, Mortgage · Line of Credit
BRANNEN BANK
Oct 16, 2019Warranty Deed, Transfer
AMERICAN TITLE COMPANY, AMERICAN TITLE SVCS/CITRUS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 17, 2025 · Amount on Record
Deed SaleJun 17, 2025 · Amount on Record
Prior SaleOct 16, 2019 · Amount on Record
Deed Document Number2025036800
Deed Book / Page3576 / 823
Record UpdatedJun 08, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address4080 N BLUEWATER DR, HERNANDO, FL 34442-3151
Transaction TypeMortgage
Record UpdatedFeb 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4080 N BLUEWATER DR, HERNANDO, FL 34442-3151

Mortgage

Document Number0033531299
DateFeb 07, 2023
Book Page3353/1299
Instrument2023006913
Lender
NameBRANNEN BANK
TypeBank
AddressINVERNESS, FL 34450
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 02, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address4080 N BLUEWATER DR, HERNANDO, FL 34442-3151
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030310868
DateJan 13, 2020
Book Page3031/0868
Instrument2020002025
Lender
NameBRANNEN BANK
TypeBank
AddressINVERNESS, FL 34450
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 07, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateOct 16, 2019
Property Address4080 N BLUEWATER DR, HERNANDO, FL 34442-3151
Document Number0030112069
Book / Page003011 / 002069
Instrument DateOct 16, 2019
Instrument54496
Transaction TypeTransfer
Record UpdatedNov 04, 2019
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE SVCS/CITRUS

Transaction

AmountAmount Recorded
Tax$672.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4080 N BLUEWATER DR HERNANDO FL 344423151, HERNANDO, FL 34442-3151

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$659.00 (+9.65%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$127,294 (+10.84%) Land $22,910 Building $104,384$127,294 (+10.84%) Land $22,910 Building $104,384
2024$601.00 (+1.18%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$114,840 (+0.22%) Land $16,710 Building $98,130$114,840 (+0.22%) Land $16,710 Building $98,130
2023$594.00 (-6.9%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$114,588 (+23.16%) Land $16,710 Building $97,878$114,588 (+23.16%) Land $16,710 Building $97,878
2022$638.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$93,040 Land $15,630 Building $77,410$93,040 Land $15,630 Building $77,410

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation41.3 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force

Wildfire

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

Based on FCC filings for 176 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemROLLING OAKS SUBDIVISION
public/private · serves 11,572 people
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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