4055 N Bluewater Dr, Hernando, FL 34442 Property Records

Citrus County property record for 4055 N Bluewater Dr, Hernando, FL 34442

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.091 acres (3,990 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (Mar 2020)
Tax Bill	$193 (2025)
Deeds & Mortgages	Apr 2020 Sale
Flood Zone	Zone X (moderate risk)
APN	`19E-18S-14-0110-00410-015.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-14-0110-00410-015.0`
Alternative APNs	`1418S19E0110004100150` `1602831`

Exterior

Lot Area	3,990 sqft (0.091 acres)
Lot Dimensions	100 ft deep x 40 ft wide

Location & Zoning

Account Number	1602831
Old Parcel Number	1418S19E0110004100150
Street Address	4055 N BLUEWATER DR
City	HERNANDO
State	FL
Zip	34442-3112
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	CLRMH COASTAL LAKES & RVR
Legal Description	APACHE SHORES UNIT 11 PB 5 PG 36 LOT 15 BLK 41
Legal Range	19E
Legal Township	18S
Legal Section	13
Legal Subdivision	APACHE SHORES UNIT 11
Legal Block	41
Legal Lot Number	15
Legal Unit	11
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1030
Census Tract	450105

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	300 ROY MORGAN RD, CARROLLTON, GA 30116-8335
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2020 · Amount on Record
Deed Sale	Mar 25, 2020 · Amount on Record
Deed Document Number	0030501652
Deed Book / Page	3050 / 1652
Last Transfer Date	Apr 1, 2020
Transfer Doc	0030501652
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 1, 2020
Property Address	4055 N BLUEWATER DR, HERNANDO, FL 34442-3112
Document Number	0030501652
Book / Page	003050 / 001652
Instrument Date	Apr 1, 2020
Instrument	17601
Transaction Type	Transfer
Record Updated	May 25, 2020
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$490.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	300 ROY MORGAN RD CARROLLTON GA 301168335, CARROLLTON, GA 30116-8335

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$193.00 (+16.97%)	$7,500 (-) Land $7,500	$7,500 (-) Land $7,500
2024	$165.00 (+2.48%)	$7,500 (-) Land $7,500	$7,500 (-) Land $7,500
2023	$161.00 (+15%)	$7,500 (+5%) Land $7,500	$7,500 (+5%) Land $7,500
2022	$140.00	$5,000 Land $5,000	$5,000 Land $5,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000