Citrus County property record for 4065 N Bluewater Dr, Hernando, FL 34442
| Property Type | Other Improved |
|---|---|
| Lot Size | 0.082 acres (3,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $70,000 (Mar 2020) |
| Tax Bill | $222 (2025) |
| Deeds & Mortgages | Apr 2020 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 19E-18S-14-0110-00410-014.0 |
| Primary APN | 19E-18S-14-0110-00410-014.0 |
|---|---|
| Alternative APNs |
|
| Lot Area | 3,600 sqft (0.082 acres) |
|---|---|
| Lot Dimensions | 99 ft deep x 41 ft wide |
| Account Number | 1602823 |
|---|---|
| Old Parcel Number | 1418S19E0110004100140 |
| Street Address | 4065 N BLUEWATER DR |
| City | HERNANDO |
| State | FL |
| Zip | 34442 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | CLRMH COASTAL LAKES & RVR |
| Legal Description | APACHE SHORES UNIT 11 PB 5 PG 36 LOT 14 BLK 41 |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | APACHE SHORES UNIT 11 |
| Legal Block | 41 |
| Legal Lot Number | 14 |
| Legal Unit | 11 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 450105 |
4065 N Bluewater Dr is owned by two individuals who acquired it in April 2020.
Source: Citrus County records, as of December 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 300 ROY MORGAN RD, CARROLLTON, GA 30116-8335 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2020 · Amount on File |
| Deed Sale | Mar 25, 2020 · Amount on File |
| Deed Document Number | 0030501652 |
| Deed Book / Page | 3050 / 1652 |
| Last Transfer Date | Apr 1, 2020 |
| Transfer Doc | 0030501652 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Apr 1, 2020 |
| Property Address | 4065 N BLUEWATER DR, HERNANDO, FL 34442 |
| Document Number | 0030501652 |
| Book / Page | 003050 / 001652 |
| Instrument Date | Apr 1, 2020 |
| Instrument | 17601 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2020 |
| Title Company | FIRST INT'L TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $490.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 300 ROY MORGAN RD CARROLLTON GA 301168335, CARROLLTON, GA 30116-8335 |
The 2025 property tax bill for 4065 N Bluewater Dr was $222, up 15.6% from the year before.
Source: Citrus County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $222.00 (+15.63%) | $9,000 (+0.67%) Land $7,500 Building $1,500 | $9,000 (+0.67%) Land $7,500 Building $1,500 |
| 2024 | $192.00 (+3.23%) | $8,940 (-) Land $7,500 Building $1,440 | $8,940 (-) Land $7,500 Building $1,440 |
| 2023 | $186.00 (+14.11%) | $8,940 (+38.82%) Land $7,500 Building $1,440 | $8,940 (+38.82%) Land $7,500 Building $1,440 |
| 2022 | $163.00 | $6,440 Land $5,000 Building $1,440 | $6,440 Land $5,000 Building $1,440 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4065 N Bluewater Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4065 N Bluewater Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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