4045 N Bluewater Dr, Hernando, FL 34442 Property Records

Citrus County property record for 4045 N Bluewater Dr, Hernando, FL 34442

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 1,620 sqft · built 2008
Lot Size	0.182 acres (7,930 sqft)
Owner	Individual Name on Record
Last Sale	$154,900 (May 2022)
Tax Bill	$1,786 (2025)
Deeds & Mortgages	May 2022 Sale
Flood Zone	Zone X (moderate risk)
APN	`19E-18S-14-0110-00410-016.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-14-0110-00410-016.0`
Alternative APNs	`1418S19E0110004100160` `3491485`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Flooring	Subfloor

Exterior

Year Built	Built 2008
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	7,930 sqft (0.182 acres)
Lot Dimensions	99 ft deep x 40 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	216 sqft

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	240 sqft
Deck Area	100 sqft
Fence	Fence
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3491485
Old Parcel Number	1418S19E0110004100160
Street Address	4045 N BLUEWATER DR
City	HERNANDO
State	FL
Zip	34442-3112
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	CLRMH COASTAL LAKES & RVR
Legal Description	APACHE SHORES UNIT 11 PB 5 PG 36 LOTS 16 & 17 BLK 41
Legal Range	19E
Legal Township	18S
Legal Section	13
Legal Subdivision	APACHE SHORES UNIT 11
Legal Block	41
Legal Lot Number	16-17 17
Legal Unit	11
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1030
Census Tract	450105

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4045 N BLUEWATER DR, HERNANDO, FL 34442-3112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2022 · Amount on Record
Deed Sale	May 26, 2022 · Amount on Record
Prior Sale	Apr 26, 2013 · Amount on Record
Deed Document Number	2022037991
Deed Book / Page	3287 / 1882
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	May 26, 2022
Property Address	4045 N BLUEWATER DR, HERNANDO, FL 34442-3112
Document Number	0032871882
Book / Page	3287 / 1882
Map Reference	MB 5 PG 36
Instrument Date	May 12, 2022
Instrument	2022037991
Transaction Type	Transfer
Record Updated	Jun 10, 2022
Title Company	EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TTL SVCS OF CITRUS I

Transaction

Amount	Amount Recorded
Tax	$1,084.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2844 ABINGTON AVE, 2844, ORLANDO, FL 32826-3800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 N BLUEWATER DR, HERNANDO, FL 34442-3112

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,786.00 (+5.93%) Homeowner's exemption Additional exemption filed	$165,937 (+3.98%) Land $15,000 Building $150,937	$165,937 (+3.98%) Land $15,000 Building $150,937
2024	$1,686.00 (+2.87%) Homeowner's exemption Additional exemption filed	$159,589 (+15.9%) Land $15,000 Building $144,589	$159,589 (+15.9%) Land $15,000 Building $144,589
2023	$1,639.00 (+179.22%) Homeowner's exemption Additional exemption filed	$137,692 (+4.54%) Land $15,000 Building $122,692	$137,692 (+4.54%) Land $15,000 Building $122,692
2022	$587.00 Homeowner's exemption Additional exemption filed	$131,712 Land $10,000 Building $121,712	$131,712 Land $10,000 Building $121,712

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000