4098 N Bluewater Dr, Hernando, FL 34442 Property Records

Citrus County property record for 4098 N Bluewater Dr, Hernando, FL 34442

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,726 sqft · built 1992
Lot Size0.196 acres (8,579 sqft)
OwnerIndividual Name on Record
Last Sale$159,900 (Jun 2021)
Tax Bill$1,888 (2025)
Deeds & MortgagesJun 2021 Sale
Mar 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN19E-18S-14-0110-00380-076.0

Property Details

APN / Parcel Number

Primary APN19E-18S-14-0110-00380-076.0
Alternative APNs
  • 1418S19E0110003800760
  • 1602025

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,726 sqft Living Area
1st Floor Area1,736 sqft
FlooringSubfloor
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2002
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialAsphalt
Lot Area8,579 sqft (0.196 acres)
Lot Dimensions161 ft deep x 50 ft wide
Deck Area126 sqft
Patio Area288 sqft
Utility Building160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number1602025
Old Parcel Number1418S19E0110003800760
Street Address4098 N BLUEWATER DR
CityHERNANDO
StateFL
Zip34442-3151
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeCLRMH COASTAL LAKES & RVR
Legal DescriptionAPACHE SHORES UNIT 11 PB 5 PG 36 LOT 76 BLK 38
Legal Range19E
Legal Township18S
Legal Section13
Legal SubdivisionAPACHE SHORES UNIT 11
Legal Block38
Legal Lot Number76
Legal Unit11
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1001
Census Tract450105

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4098 N BLUEWATER DR, HERNANDO, FL 34442-3151
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2021Warranty Deed, Transfer
AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION
Mar 12, 2020Warranty Deed, Transfer
PWW LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2021 · Amount on Record
Deed SaleJun 30, 2021 · Amount on Record
Prior SaleMar 12, 2020 · Amount on Record
Deed Document Number2021044929
Deed Book / Page3180 / 1924
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJun 30, 2021
Property Address4098 N BLUEWATER DR, HERNANDO, FL 34442-3151
Document Number0031801924
Book / Page3180 / 1924
Map ReferenceMB 5 PG 36
Instrument DateJun 29, 2021
Instrument2021044929
Transaction TypeTransfer
Record UpdatedJul 27, 2022
Title CompanyAMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transaction

AmountAmount Recorded
Tax$1,119.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7286 SUNSHINE GROVE RD, 7286, BROOKSVILLE, FL 34613-4827

Transferred To (Grantee/Buyer)

NameVerified Name
Address6433 GAME FARM RD, URBANA, OH 43078-9580

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateMar 12, 2020
Property Address4098 N BLUEWATER DR, HERNANDO, FL 34442-3151
Document Number0030460358
Book / Page003046 / 000358
Instrument DateMar 9, 2020
Instrument13906
Transaction TypeTransfer
Record UpdatedMay 25, 2020
Title CompanyCOURTLAND TITLE SERVICES INC, COURTLAND TITLE SVCS INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$434.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7286 SUNSHINE GROVE RD BROOKSVILLE FL 346134827, BROOKSVILLE, FL 34613-4827

Mortgage

Document Number30460360
DateMar 12, 2020
Book Page003046/000360
Instrument13907
Lender
NamePWW LLC
Address7222 PERIWINKLE CT, BROOKSVILLE, FL 34602-7714
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,888.00 (+5.77%) Homeowner's exemption Additional exemption filed$164,574 (+10.18%) Land $23,210 Building $141,364$164,574 (+10.18%) Land $23,210 Building $141,364
2024$1,785.00 (-5.41%) Homeowner's exemption Additional exemption filed$149,374 (-3.69%) Land $16,930 Building $132,444$149,374 (-3.69%) Land $16,930 Building $132,444
2023$1,887.00 (-16.65%) Homeowner's exemption Additional exemption filed$155,101 (+7.22%) Land $16,930 Building $138,171$155,101 (+7.22%) Land $16,930 Building $138,171
2022$2,264.00 Additional exemption filed$144,655 Land $15,830 Building $128,825$144,655 Land $15,830 Building $128,825

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation41.3 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROLLING OAKS SUBDIVISION
public/private · serves 11,572 people · EPA ID FL6090150
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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