Citrus County property record for 4097 N Bluewater Dr, Hernando, FL 34442
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 1 ba · 672 sqft · built 1978 |
| Lot Size | 0.091 acres (4,000 sqft) |
| Owner | Owner Name on File |
| Last Sale | $4,000 (Feb 2009) |
| Tax Bill | $702 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 19E-18S-14-0110-00410-011.0 |
| Primary APN | 19E-18S-14-0110-00410-011.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 672 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Flooring | Subfloor |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Modular |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Material | Metal |
| Lot Area | 4,000 sqft (0.091 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 190 sqft |
| Fence | Fence |
| Utility Building | 80 sqft |
| Heating System | Forced Air |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1602793 |
|---|---|
| Old Parcel Number | 1418S19E0110004100110 |
| Street Address | 4097 N BLUEWATER DR |
| City | HERNANDO |
| State | FL |
| Zip | 34442-3112 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | CLRMH COASTAL LAKES & RVR |
| Legal Description | APACHE SHORES UNIT 11 PB 5 PG 36 LOTS 11 BLK 41 |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | APACHE SHORES UNIT 11 |
| Legal Block | 41 |
| Legal Lot Number | 11 |
| Legal Unit | 11 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 450105 |
The current owner of 4097 N Bluewater Dr bought it in February 2009.
Source: Citrus County records, as of December 10, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 4101 N BLUEWATER DR, HERNANDO, FL 34442-7101 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 9, 2009 · Amount on File |
| Deed Sale | Feb 9, 2009 · Amount on File |
| Prior Sale | Feb 9, 2009 · Amount on File |
| Deed Document Number | 2009005748 |
| Deed Book / Page | 2267 / 0467 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 4097 N Bluewater Dr was $702, up 12.1% from the year before.
Source: Citrus County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $702.00 (+12.14%) | $45,622 (+2.54%) Land $7,500 Building $38,122 | $45,622 (+2.54%) Land $7,500 Building $38,122 |
| 2024 | $626.00 (+8.87%) | $44,492 (+16.32%) Land $7,500 Building $36,992 | $44,492 (+16.32%) Land $7,500 Building $36,992 |
| 2023 | $575.00 (+7.08%) | $38,251 (+4.29%) Land $7,500 Building $30,751 | $38,251 (+4.29%) Land $7,500 Building $30,751 |
| 2022 | $537.00 | $36,678 Land $5,000 Building $31,678 | $36,678 Land $5,000 Building $31,678 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4097 N Bluewater Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4097 N Bluewater Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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