28601 OLDE STONE RD NW MADISON AL 357564190, MADISON, AL 35756-4190
Mortgage
Document Number
0031101145
Date
Jul 1, 2019
Book Page
003110/001145
Instrument
21795
Lender
Name
IBERIABANK MTG
Type
Mortgage Company
Address
LAFAYETTE, LA 70501
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
February 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
WALTON FL
Property Address
408 SEACREST DR, INLET BEACH, FL 32461-7048
Document Number
0030981627
Instrument Date
Feb 1, 2019
Transaction Type
Mortgage
Record Updated
Mar 20, 2019
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Married Couple
Address
408 SEACREST DR INLET BEACH FL 324617048, INLET BEACH, FL 32461-7048
Mortgage
Document Number
0030981627
Date
Feb 28, 2019
Book Page
003098/001627
Instrument
5980
Lender
Name
IBERIABANK
Type
Bank
Address
MADISON, AL 35758
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
360 Months
Due
Feb 27, 2049
Interest
Rate Type
Adjustable Rate
December 2018: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
WALTON FL
Recording Date
Dec 5, 2018
Property Address
408 SEACREST DR, INLET BEACH, FL 32461-7048
Document Number
0030913935
Book / Page
003091 / 003935
Instrument Date
Oct 25, 2018
Instrument
40324
Transaction Type
Transfer
Record Updated
Dec 27, 2018
Title Company
SETCO SERVICES LLC-PANAMA CITY BANK, SETCO SVCS LLC-PANAMA CITY BK
Transaction
Amount
Amount on Record
Tax
$3,885.00
Amount Accuracy
Confirmed
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
28601 OLDE STONE RD NW MADISON AL 357564190, MADISON, AL 35756-4190
November 2018: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
WALTON FL
Recording Date
Nov 19, 2018
Property Address
408 SEACREST DR, INLET BEACH, FL 32461-7048
Document Number
0030902423
Book / Page
3090 / 2423
Instrument Date
Oct 25, 2018
Instrument
2018000038563
Transaction Type
Transfer
Record Updated
Dec 30, 2021
Title Company
ATTORNEY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
00000
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
28601 OLDE STONE RD NW, MADISON, AL 35756-4190
Mortgage
Document Number
2018000038564
Date
Nov 19, 2018
Instrument
2018000038564
Lender
Name
IBERIABANK
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Nov 1, 2048
Tax Assessment & Valuation
The 2025 property tax bill for 408 Seacrest Dr was $8,788, up 2.8% from the year before.
Source: Walton County assessment roll, as of December 3, 2025
Property Jurisdictions
Type
Name
State
Florida
County
Walton County
Unified School District
Walton County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$8,788.00 (+2.84%)
$1,152,296Land $625,000Building $527,296
$1,152,296Land $625,000Building $527,296
2024
$8,545.00 (+4.26%)
2023
$8,196.00 (+15.88%)
$1,164,199 (+24.7%)Land $625,000Building $539,199
$1,164,199 (+24.7%)Land $625,000Building $539,199
2022
$7,073.00
$933,602Land $443,407Building $490,195
$933,602Land $443,407Building $490,195
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 408 Seacrest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone A, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 645 individual policies
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
1,249 units insured incl. 604 condo units
Nearby Flood Claims
16 (2004–2023)
Claims Outside the SFHA
10 of 16
Most Recent Claim
Aug 2023 · other causes
Claims by Event
Hurricane Sally, Sep 2020 · 2 claims
Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 408 Seacrest Dr is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood
0.09% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source
Groundwater
Last State Inspection
Jul 2024
Lead
2 ppb (2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025