384 Seacrest Dr, Inlet Beach, FL 32461 Property Records

Walton County property record for 384 Seacrest Dr, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,878 sqft · built 2022
Lot Size	0.228 acres (9,932 sqft)
Owner	2 Individual Names on Record
Last Sale	$217,000 (Jul 2020)
Tax Bill	$19,447 (2024)
Deeds & Mortgages	Jun 2023 Construction Loan Jul 2021 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`27-3S-18-16050-00A-0130`

Property Details

APN / Parcel Number

Primary APN	`27-3S-18-16050-00A-0130`
Alternative APN	`1057271`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,878 sqft Living Area
Gross Area	5,256 sqft

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,932 sqft (0.228 acres)
Lot Dimensions	14.2 ft deep x 7 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1057271
Street Address	384 SEACREST DR
City	INLET BEACH
State	FL
Zip	32461-7047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BLK A SEACREST S/D PB 3-54 OR 2519-1169 OR 2519-1170 &-1171 &-1181 OR 2521-541 OR 3149-4731
Legal Range	18W
Legal Township	03S
Legal Section	27
Legal Subdivision	SEACREST S/D
Legal Block	A
Legal Lot Number	13
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1042
Census Tract	950610

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	384 SEACREST DR, INLET BEACH, FL 32461-7047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage · Construction Mortgage US BANK NA
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK NA
Jul 10, 2020	Warranty Deed, Transfer BLUE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020 · Amount on Record
Deed Sale	Jul 10, 2020 · Amount on Record
Prior Sale	Jul 15, 2003
Deed Document Number	20200024567
Deed Book / Page	3149 / 4731
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	384 SEACREST DR, INLET BEACH, FL 32461-7047
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 CARTERS GROVE TRL, ALPHARETTA, GA 30022-2627

Mortgage

Document Number	0032932062
Date	Jun 22, 2023
Book Page	3293/2062
Instrument	20230022191

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jul 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.3%
Index	1-Year T-Bill
Max Rate	11.3%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	384 SEACREST DR, INLET BEACH, FL 32461-7047
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 GOLFVIEW RD NW, ATLANTA, GA 30309-1214

Mortgage

Document Number	0032083557
Date	Jul 26, 2021
Book Page	3208/3557
Instrument	20210037229

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Aug 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	8.12%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 10, 2020
Property Address	384 SEACREST DR, INLET BEACH, FL 32461-7047
Document Number	0031494731
Book / Page	003149 / 004731
Instrument Date	Jun 29, 2020
Instrument	24567
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	BLUE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,519.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	426 GOLFVIEW RD NW ATLANTA GA 303091214, ATLANTA, GA 30309-1214

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,991,901 (-8.09%) Land $562,500 Building $1,429,401	$1,991,901 (-8.09%) Land $562,500 Building $1,429,401
2024	$19,447.00 (+0.53%)
2023	$19,345.00 (+548.51%) Homeowner's exemption	$2,167,308 (+443.09%) Land $562,500 Building $1,604,808	$2,167,308 (+443.09%) Land $562,500 Building $1,604,808
2022	$2,983.00	$399,067 Land $399,067	$399,067 Land $399,067

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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