381 Seacrest Dr, Inlet Beach, FL 32461 Property Records

Walton County property record for 381 Seacrest Dr, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,533 sqft · built 2002
Lot Size	0.244 acres (10,629 sqft)
Owner	Individual Name on Record
Last Sale	$1,250,000 (Aug 2021)
Tax Bill	$10,350 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`27-3S-18-16050-00B-0130`

Property Details

APN / Parcel Number

Primary APN	`27-3S-18-16050-00B-0130`
Alternative APN	`1057306`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,533 sqft Living Area
Gross Area	3,295 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2002
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	10,629 sqft (0.244 acres)
Lot Dimensions	14.2 ft deep x 7.5 ft wide
Garage Type	Finished
Garage Area	506 sqft

Exterior Amenities

Porch	Porch
Porch Area	256 sqft
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1057306
Street Address	381 SEACREST DR
City	INLET BEACH
State	FL
Zip	32461-7044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BLK B SEACREST PB 3-54 OR 1852-120 OR 1944-405 OR 2312-1829 OR 2341-1684 OR 3209-4581
Legal Range	18W
Legal Township	03S
Legal Section	27
Legal Subdivision	SEACREST
Legal Block	B
Legal Lot Number	13
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1042
Census Tract	950610

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	381 SEACREST DR, INLET BEACH, FL 32461-7044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC
Aug 3, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC
May 22, 2019	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2021 · Amount on Record
Deed Sale	Aug 3, 2021 · Amount on Record
Prior Sale	Aug 2, 2001 · Amount on Record
Deed Document Number	20210038821
Deed Book / Page	3209 / 4851
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	381 SEACREST DR, INLET BEACH, FL 32461-7044
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	MCNEESE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032232977
Date	Nov 3, 2021
Book Page	3223/2977
Instrument	20210054730

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 3, 2021
Property Address	381 SEACREST DR, INLET BEACH, FL 32461-7044
Document Number	0032094851
Book / Page	3209 / 4851
Map Reference	MB 3 PG 54
Instrument Date	Jul 29, 2021
Instrument	20210038821
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 FOSTERS CT, 700, EVANS, GA 30809-8016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 SEACREST DR, INLET BEACH, FL 32461-7044

Mortgage

Document Number	32094853
Date	Aug 3, 2021
Instrument	3209/4853

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	381 SEACREST DR, INLET BEACH, FL 32461-7044
Document Number	0031063007
Instrument Date	May 22, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	381 SEACREST DR SEACREST FL 324617044, SEACREST, FL 32461-7044

Mortgage

Document Number	0031063007
Date	May 28, 2019
Book Page	003106/003007
Instrument	17129

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2049

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,351,720 (-1.31%) Land $625,000 Building $726,720	$1,351,720 (-1.31%) Land $625,000 Building $726,720
2024	$10,350.00 (+3.66%)
2023	$9,985.00 (+1.07%) Homeowner's exemption	$1,369,616 (+24.04%) Land $625,000 Building $744,616	$1,369,616 (+24.04%) Land $625,000 Building $744,616
2022	$9,879.00 Homeowner's exemption	$1,104,179 Land $443,407 Building $660,772	$1,104,179 Land $443,407 Building $660,772

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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