389 Seacrest Dr, Inlet Beach, FL 32461 Property Records

Walton County property record for 389 Seacrest Dr, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,160 sqft · built 2014
Lot Size	0.244 acres (10,629 sqft)
Owner	2 Individual Names on File
Last Sale	$1,425,000 (Mar 2026)
Tax Bill	$12,837 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Aug 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`27-3S-18-16050-00B-0120`

Property Details

APN / Parcel Number

Primary APN	`27-3S-18-16050-00B-0120`
Alternative APNs	`27-318-16050-00B-0120` `1057305`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,160 sqft Living Area
Gross Area	2,662 sqft
1st Floor Area	2,160 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,629 sqft (0.244 acres)
Lot Dimensions	142 ft deep x 75 ft wide

Exterior Amenities

Porch	Slab
Porch Area	87 sqft
Deck Area	Deck Area
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	389 SEACREST DR
City	INLET BEACH
State	FL
Zip	32461-7506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 12 BLK B SEACREST PB 3-54 OR 1852-120 OR 2038-81 OR 2217-244 OR 2317-1046 OR 2840-2470 OR 3015-3907 OR 3210-3379
Legal Range	018
Legal Township	03S
Legal Section	27
Legal Subdivision	SEACREST
Legal Block	B
Legal Lot Number	12
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1042
Census Tract	950610

Owner

389 Seacrest Dr is owned by two individuals who bought it in March 2026.

Source: Walton County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1329 W LAWSON RD, BLOOMINGTON, IN 47404-8834
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 6, 2021	Warranty Deed, Construction Loan · Construction Mortgage COMMUNITY BANK OF MISSISSIPPI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2026 · Amount on File
Deed Sale	Mar 4, 2026 · Amount on File
Prior Sale	Aug 6, 2021 · Amount on File
Deed Document Number	20268330
Deed Book / Page	3389 / 2498
Prior Transfer Date	Sep 4, 2015
Prior Transfer Doc	0029891606
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 4, 2026
Property Address	389 SEACREST DR, INLET BEACH, FL 32461-7044
Document Number	0033892498
Book / Page	3389 / 2498
Map Reference	MB 3 PG 54
Instrument Date	Feb 26, 2026
Instrument	20260008330
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	BRIGHTLINE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5006 FIRWOOD DR, CANONSBURG, PA 15317-6224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1329 W LAWSON RD, BLOOMINGTON, IN 47404-8834

Mortgage

Document Number	0033892501
Date	Mar 4, 2026
Instrument	3389/2501

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

August 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 6, 2021
Property Address	389 SEACREST DR, INLET BEACH, FL 32461-7044
Document Number	0032103379
Book / Page	3210 / 3379
Map Reference	MB 3 PG 54
Instrument Date	Jul 27, 2021
Instrument	20210039552
Transaction Type	Construction Loan
Record Updated	Aug 25, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,485.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5148 PEACH ST # 276, 5148, ERIE, PA 16509-2475

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5006 FIRWOOD DR, CANONSBURG, PA 15317-6224

Mortgage

Document Number	32103381
Date	Aug 6, 2021
Instrument	3210/3381

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 389 Seacrest Dr was $12,837.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,837.00 (-0.03%)	$1,420,793 Land $625,000 Building $795,793	$1,420,793 Land $625,000 Building $795,793
2024	$12,841.00 (+5.3%)
2023	$12,195.00 (+14.35%)	$1,428,750 (+24.14%) Land $625,000 Building $803,750	$1,428,750 (+24.14%) Land $625,000 Building $803,750
2022	$10,665.00	$1,150,880 Land $443,407 Building $707,473	$1,150,880 Land $443,407 Building $707,473

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 389 Seacrest Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 389 Seacrest Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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