392 Seacrest Dr, Inlet Beach, FL 32461 Property Records

Walton County property record for 392 Seacrest Dr, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,583 sqft · built 2017
Lot Size	0.602 acres (26,223 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Nov 2019)
Tax Bill	$11,851 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Nov 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-3S-18-16050-00A-0120`

Property Details

APN / Parcel Number

Primary APN	`27-3S-18-16050-00A-0120`
Alternative APNs	`27-318-16050-00A-0120` `1057270`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,583 sqft Living Area
Gross Area	3,927 sqft
1st Floor Area	1,847 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	26,223 sqft (0.602 acres)
Lot Dimensions	350 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	464 sqft
Porch	Finished Screened Porch
Porch Area	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	392 SEACREST DR
City	INLET BEACH
State	FL
Zip	32461-7047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 12 BLK A SEACREST PB 3-54 OR 2234-317 &-318 OR 2234-219 OR 2550-1583 OR 2630-3107 OR 2663-597 OR 3021-54 OR 3028-4368 OR 3067-4290 OR 3123-2074
Legal Range	018
Legal Township	03S
Legal Section	27
Legal Subdivision	SEACREST
Legal Block	A
Legal Lot Number	12
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1042
Census Tract	950610

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	725 BONNIE BRAE BLVD, DENVER, CO 80209-4706
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 6, 2019	Warranty Deed, Transfer · Conventional Mortgage BOKF NA
Sep 30, 2019	Deed of Trust, Mortgage BOK FIN'L MTG
Mar 13, 2018	Warranty Deed, Subdivision Related Transfer TOWN SQUARE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2019 · Amount on Record
Deed Sale	Nov 6, 2019 · Amount on Record
Prior Sale	Mar 13, 2018 · Amount on Record
Deed Document Number	201938979
Deed Book / Page	3123 / 2074
Prior Transfer Date	Jul 30, 2016
Prior Transfer Doc	0030210054
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	392 SEACREST DR, INLET BEACH, FL 32461-7047
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 BONNIE BRAE BLVD, DENVER, CO 80209-4706

Mortgage

Document Number	OR33191596
Date	Mar 25, 2024
Book Page	OR3319/1596
Instrument	20240010120

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	650 S TRYON ST # 88, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Apr 15, 2034

Interest

Change Frequency	Monthly

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 6, 2019
Property Address	392 SEACREST DR, INLET BEACH, FL 32461-7047
Document Number	0031232074
Book / Page	3123 / 2074
Map Reference	MB 3 PG 54
Instrument Date	Oct 1, 2019
Instrument	20190038979
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 611246, ROSEMARY BEACH, FL 32461-1002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 BONNIE BRAE BLVD, DENVER, CO 80209-4706

Mortgage

Document Number	0031232076
Date	Nov 6, 2019
Instrument	3123/2076

Lender

Name	BOKF NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	392 SEACREST DR, INLET BEACH, FL 32461-7047
Document Number	0031232076
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	725 BONNIE BRAE BLVD DENVER CO 802094706, DENVER, CO 80209-4706

Mortgage

Document Number	0031232076
Date	Nov 6, 2019
Book Page	003123/002076
Instrument	38980

Lender

Name	BOK FIN'L MTG
Address	TULSA, OK 74153

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2049

March 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 13, 2018
Property Address	392 SEACREST DR, INLET BEACH, FL 32461-7047
Document Number	0030674290
Book / Page	003067 / 004290
Instrument Date	Mar 12, 2018
Instrument	8126
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 27, 2018
Title Company	TOWN SQUARE TITLE

Transaction

Amount	Amount Recorded
Tax	$4,585.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	392 SEACREST DR INLET BEACH FL 324617047, INLET BEACH, FL 32461-7047

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,851.00 (+2.42%)	$1,659,415 (-0.62%) Land $625,000 Building $1,034,415	$1,659,415 (-0.62%) Land $625,000 Building $1,034,415
2024	$11,571.00 (+4.24%)
2023	$11,100.00 (+15.1%)	$1,669,748 (+22.61%) Land $625,000 Building $1,044,748	$1,669,748 (+22.61%) Land $625,000 Building $1,044,748
2022	$9,644.00	$1,361,865 Land $443,407 Building $918,458	$1,361,865 Land $443,407 Building $918,458

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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