427 Seacrest Dr, Inlet Beach, FL 32461 Property Records

Walton County property record for 427 Seacrest Dr, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,122 sqft · built 1997
Lot Size	0.228 acres (9,932 sqft)
Owner	Individual Name on File
Last Sale	$273,700 (Apr 2021)
Tax Bill	$6,728 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-3S-18-16050-00B-0090`

Property Details

APN / Parcel Number

Primary APN	`27-3S-18-16050-00B-0090`
Alternative APNs	`27-318-16050-00B-0090` `1057302`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,122 sqft Living Area
Gross Area	1,380 sqft
1st Floor Area	1,122 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	9,932 sqft (0.228 acres)
Lot Dimensions	142 ft deep x 70 ft wide
Porch	Finished/Open Porch
Porch Area	258 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	427 SEACREST DR
City	INLET BEACH
State	FL
Zip	32461-7045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK B SEACREST S/D PB 3-54 OR 1126-95 OR 1670-291 OR 2077-327 OR 2366-1468 OR 2814-37 OR 2921-3181 OR 2971-32 OR 3041-389 OR 3195-1302
Legal Range	018
Legal Township	03S
Legal Section	27
Legal Subdivision	SEACREST
Legal Block	B
Legal Lot Number	9
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1042
Census Tract	950610

Owner

427 Seacrest Dr is owned by an individual who bought it in April 2021.

Source: Walton County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	297 SANDCHASE CIR, INLET BEACH, FL 32461-9512
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE ONE OF THE SOUTH INC
Apr 29, 2021	Warranty Deed, Transfer
May 11, 2017	Warranty Deed, Transfer COMMUNITY BANK COAST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2021 · Amount on File
Deed Sale	Apr 29, 2021 · Amount on File
Prior Sale	May 11, 2017 · Amount on File
Deed Document Number	202121032
Deed Book / Page	3195 / 1302
Prior Transfer Date	Feb 11, 2015
Prior Transfer Doc	0029710032
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	427 SEACREST DR, INLET BEACH, FL 32461-7045
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	AQUA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 SANDCHASE CIR, INLET BEACH, FL 32461-9512

Mortgage

Document Number	0031951532
Date	Apr 29, 2021
Book Page	3195/1532
Instrument	20210021122

Lender

Name	MORTGAGE ONE OF THE SOUTH INC
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 29, 2021
Property Address	427 SEACREST DR, INLET BEACH, FL 32461-7045
Document Number	0031951302
Book / Page	3195 / 1302
Map Reference	MB 3 PG 54
Instrument Date	Apr 15, 2021
Instrument	20210021032
Transaction Type	Transfer
Record Updated	May 13, 2021

Transaction

Amount	Amount on Record
Tax	$1,915.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	297 SANDCHASE CIR, 297, INLET BEACH, FL 32461-9512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 SANDCHASE CIR, INLET BEACH, FL 32461-9512

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 11, 2017
Property Address	427 SEACREST DR, INLET BEACH, FL 32461-7045
Document Number	0030410389
Book / Page	3041 / 0389
Map Reference	MB3 PG54
Instrument Date	May 10, 2017
Instrument	20170015302
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	427 SEACREST DR, 427, SEACREST, FL 32461-7045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 CHRISTIAN DR, SANTA ROSA BEACH, FL 32459-8544

Mortgage

Document Number	0030410391
Date	May 11, 2017
Instrument	3041/0391

Lender

Name	COMMUNITY BANK COAST
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 427 Seacrest Dr was $6,728, up 2.5% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,728.00 (+2.5%)	$948,247 Land $625,000 Building $323,247	$948,247 Land $625,000 Building $323,247
2024	$6,564.00 (+3.89%)
2023	$6,318.00 (+19.19%)	$956,737 (+29.64%) Land $625,000 Building $331,737	$956,737 (+29.64%) Land $625,000 Building $331,737
2022	$5,301.00	$737,986 Land $443,407 Building $294,579	$737,986 Land $443,407 Building $294,579

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 427 Seacrest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 Seacrest Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Seacrest Dr

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