407 Central St, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 407 Central St, Acton, MA 01720 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1957
Square Footage	2,024 sqft Living Area
Lot Size	20,378 sqft (0.468 acres)
Occupancy	Owner Occupied
Last Sale	$182,000 (1993)
Tax Bill	$10,451.00 (2025)

Owner

Source: Middlesex County and Acton Town records · APN ACTO M:00D2 B:0159 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	407 CENTRAL ST, ACTON, MA 01720-2301
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 14, 1993 · Amount on Record
Deed Sale	May 14, 1993 · Amount on Record
Record Refreshed	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	407 CENTRAL ST, ACTON, MA 01720-2301
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73260-362
Date	Sep 11, 2019
Book Page	73260/362
Instrument	137375

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2034

Tax Assessment & Valuation

Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,451.00 (+5.84%)	$609,400 (+2.89%) Land $272,900 Building $336,500	$690,365 (+2.18%)
2024	$9,874.00 (-0.9%)	$592,300 (+4.39%) Land $272,900 Building $319,400	$675,640
2023	$9,964.00	$567,400 Land $248,000 Building $319,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00D2 B:0159 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,024 sqft Living Area
Gross Area	3,701 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Cape Cod Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	20,378 sqft (0.468 acres)

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	407 CENTRAL ST
City	ACTON
State	MA
Zip	01720-2301
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	159
Jurisdiction	ACTON MA
Minor Civil Division	ACTON
Census Blockgroup	3
Census Block	3010
Census Tract	363202