Middlesex County and Acton Town property record for 402 Central St, Acton, MA 01720 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1945 |
| Square Footage | 1,606 sqft Living Area |
| Lot Size | 20,000 sqft (0.459 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $545,000 (2022) |
| Tax Bill | $11,888.00 (2025) |
| Primary APN | ACTO M:00D2 B:0181 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,606 sqft Living Area |
| Gross Area | 3,300 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 20,000 sqft (0.459 acres) |
| Pool Type | In-Ground Pool Pool Type |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 402 CENTRAL ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-2300 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 181 |
| Jurisdiction | ACTON MA |
| Minor Civil Division | ACTON |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 363202 |
Source: Middlesex County and Acton Town records · APN ACTO M:00D2 B:0181 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 402 CENTRAL ST, ACTON, MA 01720-2300 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 19, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Jun 02, 2022 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage TD BANK NA |
| Feb 28, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 02, 2022 · Amount on Record |
| Deed Sale | Jun 02, 2022 · Amount on Record |
| Prior Sale | Feb 28, 2020 · Amount on Record |
| Deed Doc Number | 202283138 |
| Deed Book / Page | 80219 / 426 |
| Transfer Doc | 63132-423 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 402 CENTRAL ST, ACTON, MA 01720-2300 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2022 |
| Name | Verified Name |
|---|
| Document Number | 080725-201 |
|---|---|
| Date | Sep 19, 2022 |
| Book Page | 80725/201 |
| Instrument | 141820 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Jun 02, 2022 |
| Property Address | 402 CENTRAL ST, ACTON, MA 01720-2300 |
| Document Number | 080219-426 |
| Book / Page | 80219 / 426 |
| Instrument Date | Jun 02, 2022 |
| Instrument | 83138 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 CENTRAL ST, ACTON, MA 01720-2300 |
| Document Number | 0000083139 |
|---|---|
| Date | Jun 02, 2022 |
| Instrument | 83139 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.88% |
| Type Change Date | Jul 01, 2027 |
| Max Rate At Change | 3% |
| Index | Other |
| Margin | 3 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Feb 28, 2020 |
| Property Address | 402 CENTRAL ST, ACTON, MA 01720-2300 |
| Document Number | 74203-466 |
| Book / Page | 074203 / 000466 |
| Instrument Date | Feb 21, 2020 |
| Instrument | 29937 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,326.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 385 HARVARD MA 014510385, HARVARD, MA 01451-0385 |
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,888.00 (+6.09%) | $693,200 (+3.12%) Land $272,600 Building $420,600 | $570,475 (-5.27%) |
| 2024 | $11,206.00 (-0.6%) | $672,200 (+4.7%) Land $272,600 Building $399,600 | $602,205 |
| 2023 | $11,274.00 | $642,000 Land $247,800 Building $394,200 |
402 Central St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 58th in Massachusetts |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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