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406 Central St, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 406 Central St, Acton, MA 01720 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1967
Square Footage1,144 sqft Living Area
Lot Size20,000 sqft (0.459 acres)
OccupancyOwner Occupied
Last Sale$660,000 (2022)
Tax Bill$10,069.00 (2025)

Property Details

APN / Parcel Number

Primary APNACTO M:00D2 B:0158 L:0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,144 sqft Living Area
Gross Area3,012 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleRanch Style
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area20,000 sqft (0.459 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address406 CENTRAL ST
CityACTON
StateMA
Zip01720-2300
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block158
JurisdictionACTON MA
Minor Civil DivisionACTON
Census Blockgroup3
Census Block3006
Census Tract363202

Owner

Source: Middlesex County and Acton Town records · APN ACTO M:00D2 B:0158 L:0000

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address406 CENTRAL ST, ACTON, MA 01720-2300
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2022Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
CITIZENS BANK
Apr 27, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 14, 2022 · Amount on Record
Deed SaleJul 14, 2022 · Amount on Record
Prior SaleApr 27, 2020 · Amount on Record
Deed Book / Page80433 / 107
Transfer Doc6211000320
Record RefreshedJun 08, 2026

July 2022: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionACTON MA
Recording DateJul 14, 2022
Property Address406 CENTRAL ST, ACTON, MA 01720-2300
Document Number080433-107
Book / Page80433 / 107
Instrument DateJul 14, 2022
Instrument107615
Transaction TypeTransfer
Record UpdatedJul 29, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address406 CENTRAL ST, ACTON, MA 01720-2300

Mortgage

Document Number0000107616
DateJul 14, 2022
Instrument107616
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionACTON MA
Recording DateApr 27, 2020
Property Address406 CENTRAL ST, ACTON, MA 01720-2300
Document Number74543-192
Book / Page074543 / 000192
Instrument DateApr 19, 2020
Instrument61558
Transaction TypeTransfer
Record UpdatedMay 12, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$2,220.00
Amount AccuracyConfirmed
Additional
  • Quitclaim Document
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 CENTRAL ST ACTON MA 017202300, ACTON, MA 01720-2300

Tax Assessment & Valuation

Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionActon Town
Unified School DistrictActon-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,069.00 (+5.74%)$587,100 (+2.78%) Land $259,000 Building $328,100
2024$9,522.00 (+5.33%)$571,200 (+10.96%) Land $259,000 Building $312,200$686,280
2023$9,040.00$514,800 Land $235,400 Building $279,400

Flood & Wildfire

406 Central St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 58th in Massachusetts
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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