410 Central St, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 410 Central St, Acton, MA 01720

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,144 sqft · built 1968
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Aug 2025)
Tax Bill	$9,275 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Jul 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ACTO M:00D2 B:0138 L:0000`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00D2 B:0138 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	2,344 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,000 sqft (0.459 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	410 CENTRAL ST
City	ACTON
State	MA
Zip	01720-2300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	138
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	3
Census Block	3006
Census Tract	363202

Owner

Source: Middlesex County and Acton Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	410 CENTRAL ST, ACTON, MA 01720-2300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2025	Quit Claim Deed, Transfer · Conventional Mortgage LEADER BANK NA
Jul 18, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance LOANDEPOT.COM LLC
May 31, 2018	Quit Claim Deed, Transfer AMERICAN INTERNET MORTGAGE INC
Oct 31, 2017	Quit Claim Deed, Transfer ADAM ECKART

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2025 · Amount on Record
Deed Sale	Aug 18, 2025 · Amount on Record
Prior Sale	May 31, 2018 · Amount on Record
Deed Document Number	202599011
Deed Book / Page	84506 / 440
Record Updated	Sep 20, 2026

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Aug 18, 2025
Property Address	410 CENTRAL ST, ACTON, MA 01720-2300
Document Number	084506-440
Book / Page	84506 / 440
Instrument Date	Aug 18, 2025
Instrument	99011
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	410 CENTRAL ST, ACTON, MA 01720-2300

Mortgage

Document Number	0000099012
Date	Aug 18, 2025
Instrument	99012

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Jul 18, 2022
Property Address	410 CENTRAL ST, ACTON, MA 01720-2300
Document Number	080445-379
Book / Page	80445 / 379
Instrument Date	Jul 11, 2022
Instrument	109037
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 CENTRAL ST, ACTON, MA 01720-2300

Mortgage

Document Number	0000109038
Date	Jul 18, 2022
Instrument	109038

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	May 31, 2018
Property Address	410 CENTRAL ST, ACTON, MA 01720-2300
Document Number	71092-119
Book / Page	71092 / 119
Instrument	77467
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 CENTRAL ST, ACTON, MA 01720-2300

Mortgage

Document Number	710920123
Date	May 31, 2018
Instrument	71092/0123

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	May 31, 2048

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Oct 31, 2017
Property Address	410 CENTRAL ST, ACTON, MA 01720-2300
Document Number	70161-310
Book / Page	070161 / 000310
Instrument Date	Oct 17, 2017
Instrument	6803
Transaction Type	Transfer
Record Updated	Nov 21, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,135.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	410 CENTRAL ST ACTON MA 017202300, ACTON, MA 01720-2300

Mortgage

Document Number	70161-312
Date	Oct 31, 2017
Book Page	070161/000312
Instrument	6804

Lender

Name	ADAM ECKART

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,275.00 (+5.28%)	$540,800 (+2.33%) Land $272,600 Building $268,200	$616,360 (+8.17%)
2024	$8,810.00 (+4.74%)	$528,500 (+10.33%) Land $272,600 Building $255,900	$569,810
2023	$8,411.00	$479,000 Land $247,800 Building $231,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	45 units insured incl. 40 condo units
Nearby Flood Claims	3 (1978–1999)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Feb 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACTON WATER SUPPLY DISTRICT serves 21,285 people · EPA ID MA2002000
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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