404 Central St, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 404 Central St, Acton, MA 01720 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1952
Square Footage	1,168 sqft Living Area
Lot Size	20,000 sqft (0.459 acres)
Occupancy	Owner Occupied
Last Sale	$465,000 (2021)
Tax Bill	$8,532.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00D2 B:0171 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,168 sqft Living Area
Gross Area	2,716 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	20,000 sqft (0.459 acres)

Utilities and HVAC

Heating System	Steam Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	404 CENTRAL ST
City	ACTON
State	MA
Zip	01720-2300
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	171
Jurisdiction	ACTON MA
Minor Civil Division	ACTON
Census Blockgroup	3
Census Block	3006
Census Tract	363202

Owner

Source: Middlesex County and Acton Town records · APN ACTO M:00D2 B:0171 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	404 CENTRAL ST, ACTON, MA 01720-2300
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 28, 2021 · Amount on Record
Deed Sale	Sep 28, 2021 · Amount on Record
Deed Doc Number	20214513
Deed Book / Page	78796 / 490
Record Refreshed	Sep 20, 2026

September 2021: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	ACTON MA
Recording Date	Sep 28, 2021
Property Address	404 CENTRAL ST, ACTON, MA 01720-2300
Document Number	78796-490
Book / Page	78796 / 490
Instrument Date	Sep 28, 2021
Instrument	214513
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	404 CENTRAL ST, ACTON, MA 01720-2300

Mortgage

Document Number	214514
Date	Sep 28, 2021
Instrument	214514

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,532.00 (+5.07%)	$497,500 (+2.14%) Land $272,600 Building $224,900	$516,515 (-3.27%)
2024	$8,120.00	$487,100 Land $272,600 Building $214,500	$533,995

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.