Middlesex County and Acton Town property record for 405 Central St, Acton, MA 01720 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,600 sqft · built 1937 |
| Lot Size | 0.494 acres (21,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $417,500 (Nov 2018) |
| Tax Bill | $9,271 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | ACTO M:00D2 B:0172 L:0000 |
| Primary APN | ACTO M:00D2 B:0172 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,600 sqft Living Area |
| Gross Area | 3,059 sqft |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,500 sqft (0.494 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 405 CENTRAL ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-2301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 172 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 363202 |
Source: Middlesex County and Acton Town records · APN ACTO M:00D2 B:0172 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 CENTRAL ST, ACTON, MA 01720-2301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUAD CTY BK&TR |
| Nov 08, 2018 | Quit Claim Deed, Transfer · Conventional with PMI MORTGAGE NTWK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 08, 2018 · Amount on Record |
| Deed Sale | Nov 08, 2018 · Amount on Record |
| Deed Book / Page | 71860 / 415 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 405 CENTRAL ST, ACTON, MA 01720-2301 |
| Document Number | 73409-468 |
| Instrument Date | Sep 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 405 CENTRAL ST ACTON MA 017202301, ACTON, MA 01720-2301 |
| Document Number | 73409-468 |
|---|---|
| Date | Oct 04, 2019 |
| Book Page | 073409/000468 |
| Instrument | 153210 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 03, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Nov 08, 2018 |
| Property Address | 405 CENTRAL ST, ACTON, MA 01720-2301 |
| Document Number | 71860-415 |
| Book / Page | 071860 / 000415 |
| Instrument Date | Oct 12, 2018 |
| Instrument | 2235 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,903.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 405 CENTRAL ST ACTON MA 017202301, ACTON, MA 01720-2301 |
| Document Number | 71860-424 |
|---|---|
| Date | Nov 08, 2018 |
| Book Page | 071860/000424 |
| Instrument | 2238 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 07, 2048 |
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,271.00 (+5.69%) | $540,600 (+2.74%) Land $273,900 Building $266,700 | $578,740 |
| 2024 | $8,772.00 (-0.35%) | $526,200 (+4.97%) Land $273,900 Building $252,300 | |
| 2023 | $8,803.00 | $501,300 Land $249,000 Building $252,300 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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