40649 W 3rd Ave, Umatilla, FL 32784 Property Records

Lake County property record for 40649 W 3rd Ave, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,656 sqft · built 1955
Lot Size	0.396 acres (17,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Nov 2018)
Tax Bill	$2,214 (2024)
Flood Zone	Zone X (minimal risk)
APN	`08-18-27-0100-052-00801`

Property Details

APN / Parcel Number

Primary APN	`08-18-27-0100-052-00801`
Alternative APN	`1228280`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,656 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	17,250 sqft (0.396 acres)
Lot Dimensions	115 ft deep x 150 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1228280
Street Address	40649 W 3RD AVE
City	UMATILLA
State	FL
Zip	32784-8814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST UMATILLA PB 8 PG 87-95 LOTS 8 9 10 11 12 13 BLK 52 ORB 5192 PG 1932
Legal Range	27E
Legal Township	18S
Legal Section	08
Legal Subdivision	EAST UMATILLA
Legal Tract	100
Legal Block	52
Legal Lot Number	8-13 9
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2057
Census Tract	30109

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40649 W 3RD AVE, UMATILLA, FL 32784-8814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2018 · Amount on Record
Deed Sale	Nov 1, 2018 · Amount on Record
Prior Sale	Jan 15, 1997 · Amount on Record
Deed Document Number	2018128474
Deed Book / Page	5192 / 1932
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$150,090 (+5.98%) Land $77,625 Building $72,465	$242,128 (+15.92%) Land $77,625 Building $164,503
2024	$2,214.00 (+13.25%)
2023	$1,955.00 (+10.39%) Homeowner's exemption	$141,620 (+3%)	$208,879 (+14.14%) Land $77,625 Building $131,254
2022	$1,771.00 Homeowner's exemption	$137,500	$183,004 Land $51,750 Building $131,254

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20