Lake County property record for 40619 W 3rd Ave, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,164 sqft · built 1987 |
| Lot Size | 0.414 acres (18,055 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,000 (Oct 2025) |
| Tax Bill | $1,762 (2024) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Mar 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-18-27-0100-052-02000 |
| Primary APN | 08-18-27-0100-052-02000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,164 sqft Living Area |
| 1st Floor Area | 1,164 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 18,055 sqft (0.414 acres) |
| Lot Dimensions | 115 ft deep x 157 ft wide |
| Garage Type | Finished |
| Garage Area | 312 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 514 sqft |
| Utility Building | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 2864761 |
|---|---|
| Street Address | 40619 W 3RD AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-8814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST UMATILLA SUB PB 6 PGS 87-95 LOTS 18 19 20 21 22 23 BLK 52 ORB 1294 PG 230 ORB 4900 PG 1963 |
| Legal Range | 27E |
| Legal Township | 18S |
| Legal Section | 08 |
| Legal Subdivision | EAST UMATILLA |
| Legal Tract | 100 |
| Legal Block | 52 |
| Legal Lot Number | 18-23 21 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 30109 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 40619 W 3RD AVE, UMATILLA, FL 32784-8814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2025 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Mar 2, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2025 · Amount on Record |
| Deed Sale | Oct 3, 2025 · Amount on Record |
| Prior Sale | Mar 2, 2021 |
| Deed Document Number | 2025122758 |
| Deed Book / Page | 6608 / 2277 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Oct 3, 2025 |
| Property Address | 40619 W 3RD AVE, UMATILLA, FL 32784-8814 |
| Document Number | 0066082277 |
| Book / Page | 6608 / 2277 |
| Map Reference | MB 6 PG 87-95 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 2025122758 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Title Company | MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 347 IVY DR, RUTHERFORDTON, NC 28139-3233 |
| Name | Verified Name |
|---|---|
| Address | 40619 W 3RD AVE, UMATILLA, FL 32784-8814 |
| Document Number | 0066082279 |
|---|---|
| Date | Oct 3, 2025 |
| Instrument | 6608/2279 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 5.87% |
| Index | 1-Year T-Bill |
| Margin | 2 |
| Max Rate | 5.87% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Mar 2, 2021 |
| Property Address | 40619 W 3RD AVE, UMATILLA, FL 32784-8814 |
| Document Number | 0056531255 |
| Book / Page | 5653 / 1255 |
| Map Reference | MB 6 PG 87 |
| Instrument Date | Mar 1, 2021 |
| Instrument | 2021028132 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40619 W 3RD AVE, UMATILLA, FL 32784-8814 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $115,840 (+2.9%) Land $81,248 Building $34,592 | $229,126 (+1.01%) Land $81,248 Building $147,878 | |
| 2024 | $1,762.00 (+15.84%) Homeowner's exemption | $112,580 (+2.99%) Land $81,248 Building $31,332 | $226,835 (+14.27%) Land $81,248 Building $145,587 |
| 2023 | $1,521.00 (+13.85%) Homeowner's exemption | $109,310 (+3%) | $198,509 (+15.8%) Land $81,248 Building $117,261 |
| 2022 | $1,336.00 Homeowner's exemption | $106,130 | $171,426 Land $54,165 Building $117,261 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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