Lake County property record for 40714 W 3rd Ave, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,693 sqft · built 1981 |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $197,500 (Apr 2020) |
| Tax Bill | $3,417 (2024) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Jul 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-18-27-0100-051-02400 |
| Primary APN | 08-18-27-0100-051-02400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,693 sqft Living Area |
| 1st Floor Area | 1,269 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Asbestos |
| Construction Type | Steel Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 11,500 sqft (0.264 acres) |
| Lot Dimensions | 115 ft deep x 100 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1452058 |
|---|---|
| Street Address | 40714 W 3RD AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-8813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST UMATILLA LOTS 24 25 26 27 BLK 51 PB 6 PGS 87-95 ORB 5459 PG 36 |
| Legal Range | 27E |
| Legal Township | 18S |
| Legal Section | 08 |
| Legal Subdivision | EAST UMATILLA |
| Legal Tract | 100 |
| Legal Block | 51 |
| Legal Lot Number | 24-27 25 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 30109 |
40714 W 3rd Ave is owned and occupied by an individual who bought it in April 2020.
Source: Lake County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 40714 W 3RD AVE, UMATILLA, FL 32784-8813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FINANCIAL GROUP INC |
| Jul 30, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2020 · Amount on File |
| Deed Sale | Apr 21, 2020 · Amount on File |
| Prior Sale | Jul 30, 2019 · Amount on File |
| Deed Document Number | 2020045891 |
| Deed Book / Page | 5459 / 36 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Apr 21, 2020 |
| Property Address | 40714 W 3RD AVE, UMATILLA, FL 32784-8813 |
| Document Number | 0054590036 |
| Book / Page | 5459 / 36 |
| Map Reference | MB 6 PG 87 |
| Instrument Date | Apr 16, 2020 |
| Instrument | 2020045891 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | SHIPLEY LAW FIRM AND TTL CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,382.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1331, UMATILLA, FL 32784-1331 |
| Name | Verified Name |
|---|---|
| Address | 40714 W 3RD AVE, UMATILLA, FL 32784-8813 |
| Document Number | 0054590038 |
|---|---|
| Date | Apr 21, 2020 |
| Instrument | 5459/0038 |
| Name | MORTGAGE FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jul 30, 2019 |
| Property Address | 40714 W 3RD AVE, UMATILLA, FL 32784-8813 |
| Document Number | 0053171593 |
| Book / Page | 005317 / 001593 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 84939 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $677.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | PO BOX 1331 UMATILLA FL 327841331, UMATILLA, FL 32784-1331 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $223,758 Land $51,750 Building $172,008 | $223,758 Land $51,750 Building $172,008 | |
| 2024 | $3,417.00 (+18.65%) | ||
| 2023 | $2,880.00 (+12.28%) | $189,467 (+10.02%) | $189,467 (+10.02%) Land $51,750 Building $137,717 |
| 2022 | $2,565.00 | $172,217 | $172,217 Land $34,500 Building $137,717 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40714 W 3rd Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40714 W 3rd Ave is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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