Lake County property record for 40602 W 3rd Ave, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,428 sqft · built 1986 |
| Lot Size | 0.562 acres (24,496 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $72,000 (Apr 2001) |
| Tax Bill | $1,867 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-18-27-0100-068-00100 |
| Primary APN | 08-18-27-0100-068-00100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,428 sqft Living Area |
| Gross Area | 1,932 sqft |
| 1st Floor Area | 1,170 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 24,496 sqft (0.562 acres) |
| Lot Dimensions | 230 ft deep x 106 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 258 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1109990 |
|---|---|
| Street Address | 40602 W 3RD AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | EAST UMATILLA LOTS 1 THRU 4 INCL LOTS 43 THRU 46 INCL BLK 68 PB 6 PGS 87-95 ORB 1927 PG 1803 ORB 4614 PG 981 |
| Legal Range | 27E |
| Legal Township | 18S |
| Legal Section | 8 |
| Legal Subdivision | EAST UMATILLA |
| Legal Tract | 0100 |
| Legal Block | 68 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 2 |
| Census Block | 2064 |
| Census Tract | 30109 |
Source: Lake County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40602 W 3RD AVE, UMATILLA, FL 32784-9321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2001 · Amount on Record |
| Deed Sale | Apr 3, 2001 · Amount on Record |
| Deed Book / Page | 1927 / 1803 |
| Last Transfer Date | Apr 8, 2015 |
| Transfer Doc | 0046140981 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jun 9, 2026 |
| Property Address | 40602 W 3RD AVE, UMATILLA, FL 32784-9321 |
| Document Number | 0000071092 |
| Book / Page | 6755 / 35 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 202671092 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | PRIME TITLE, PRIMERA TITLE |
| Name | Verified Name |
|---|---|
| Address | 40602 W 3RD AVE, UMATILLA, FL 32784-9321 |
| Document Number | 0000071092, |
|---|---|
| Date | Jun 9, 2026 |
| Book Page | 6755/35 |
| Instrument | 202671092 |
| Name | ADDISON AVE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $123,160 (+2.9%) | $228,523 (-) Land $71,312 Building $157,211 | |
| 2025 | $1,867.00 (+2.98%) Homeowner's exemption | $119,690 (+5.98%) Land $71,312 Building $48,378 | $228,523 (+13.97%) Land $71,312 Building $157,211 |
| 2024 | $1,813.00 (+15.48%) | ||
| 2023 | $1,570.00 (+13.36%) Homeowner's exemption | $112,940 (+3%) | $200,506 (+15.55%) Land $71,312 Building $129,194 |
| 2022 | $1,385.00 Homeowner's exemption | $109,650 | $173,521 Land $47,541 Building $125,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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