40541 W 3rd Ave, Umatilla, FL 32784 Property Records

Lake County property record for 40541 W 3rd Ave, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,856 sqft · built 1966
Lot Size	0.935 acres (40,731 sqft)
Owner	Individual Name on File
Last Sale	$177,000 (Mar 2019)
Tax Bill	$3,203 (2024)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-18-27-0100-067-00100`

Property Details

APN / Parcel Number

Primary APN	`08-18-27-0100-067-00100`
Alternative APNs	`271808010006700100` `1320861`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,856 sqft Living Area
Gross Area	2,336 sqft
1st Floor Area	1,828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2018
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	40,731 sqft (0.935 acres)
Lot Dimensions	203 ft deep x 203 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	4 Parking Spaces
Porch	Florida Room
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1320861
Street Address	40541 W 3RD AVE
City	UMATILLA
State	FL
Zip	32784-8302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	EAST UMATILLA LOTS 1 TO 11 INCL LOTS 30 31 BLK 67 PB 6 PGS 87-95 ORB 5255 PG 286
Legal Range	27E
Legal Township	18S
Legal Section	8
Legal Subdivision	EAST UMATILLA
Legal Tract	0100
Legal Block	67
Legal Lot Number	1
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2063
Census Tract	30109

Owner

40541 W 3rd Ave is owned and occupied by an individual who bought it in March 2019.

Source: Lake County records, as of November 26, 2025

Owner of Record	Individual Name on File
Mailing Address	40541 W 3RD AVE, UMATILLA, FL 32784-8302
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2019 · Amount on File
Deed Sale	Mar 28, 2019 · Amount on File
Deed Document Number	201933806
Deed Book / Page	5255 / 286
Prior Transfer Date	Aug 4, 2009
Prior Transfer Doc	0038041872
Record Updated	Jun 8, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 28, 2019
Property Address	40541 W 3RD AVE, UMATILLA, FL 32784-8302
Document Number	0052550286
Book / Page	5255 / 0286
Map Reference	MB 6 PG 87-95
Instrument Date	Mar 22, 2019
Instrument	2019033806
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	APPLE TITLE LTD

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,239.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 88, UMATILLA, FL 32784-0088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40541 W 3RD AVE, UMATILLA, FL 32784-8302
Investor	Possibly a Property Investor

Mortgage

Document Number	2019033807
Date	Mar 28, 2019
Instrument	2019033807

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,630 (+2.9%)	$322,818 (-0.08%) Land $130,654 Building $192,164
2025		$225,110 Land $130,654 Building $94,456	$323,067 Land $130,654 Building $192,413
2024	$3,203.00 (+10.22%)
2023	$2,906.00 (+6.72%) Homeowner's exemption	$212,400 (+3%)	$293,884 (+18.48%) Land $130,654 Building $163,230
2022	$2,723.00 Homeowner's exemption	$206,220	$248,039 Land $87,103 Building $160,936

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40541 W 3rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40541 W 3rd Ave is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20