Lake County property record for 40711 W 3rd Ave, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,530 sqft · built 2020 |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,000 (Jun 2022) |
| Tax Bill | $3,447 (2024) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-18-27-0100-052-00400 |
| Primary APN | 08-18-27-0100-052-00400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,530 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 11,500 sqft (0.264 acres) |
| Lot Dimensions | 115 ft deep x 100 ft wide |
| Garage Type | Finished |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 1228271 |
|---|---|
| Street Address | 40711 W 3RD AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-8814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST UMATILLA LOTS 4 5 6 7 BLK 52 PB 6 PGS 87-95 ORB 5976 PG 2051 |
| Legal Range | 27E |
| Legal Township | 18S |
| Legal Section | 08 |
| Legal Subdivision | EAST UMATILLA |
| Legal Tract | 100 |
| Legal Block | 52 |
| Legal Lot Number | 4-7 5 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 30109 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 40711 W 3RD AVE, UMATILLA, FL 32784-8814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2022 | Warranty Deed, Transfer · USDA Mortgage WATERSTONE MORTGAGE CORP |
| Mar 13, 2020 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Sep 19, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2022 · Amount on Record |
| Deed Sale | Jun 17, 2022 · Amount on Record |
| Prior Sale | Mar 13, 2020 · Amount on Record |
| Deed Document Number | 2022084055 |
| Deed Book / Page | 5976 / 2051 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jun 17, 2022 |
| Property Address | 40711 W 3RD AVE, UMATILLA, FL 32784-8814 |
| Document Number | 0059762051 |
| Book / Page | 5976 / 2051 |
| Map Reference | MB 6 PG 87-95 |
| Instrument Date | Jun 15, 2022 |
| Instrument | 2022084055 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,205.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28537 SHIRLEY SHORES RD, TAVARES, FL 32778-9326 |
| Name | Verified Name |
|---|---|
| Address | 40711 W 3RD AVE, UMATILLA, FL 32784-8814 |
| Document Number | 0059762053 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 5976/2053 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Mar 13, 2020 |
| Property Address | 40711 W 3RD AVE, UMATILLA, FL 32784-8814 |
| Document Number | 0054380292 |
| Book / Page | 005438 / 000292 |
| Instrument Date | Mar 11, 2020 |
| Instrument | 31324 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,442.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40711 W 3RD AVE UMATILLA FL 32784, UMATILLA, FL 32784 |
| Document Number | 54380293 |
|---|---|
| Date | Mar 13, 2020 |
| Book Page | 005438/000293 |
| Instrument | 31325 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 12, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Sep 19, 2018 |
| Property Address | 40711 W 3RD AVE, UMATILLA, FL 32784-8814 |
| Document Number | 0051721211 |
| Book / Page | 005172 / 001211 |
| Instrument Date | Sep 10, 2018 |
| Instrument | 110780 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $105.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | W 3RD AVE UMATILLA FL 32784, UMATILLA, FL 32784 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $243,590 (+5.98%) Land $51,750 Building $191,840 | $255,369 (+3.35%) Land $51,750 Building $203,619 | |
| 2024 | $3,447.00 (+9.78%) | ||
| 2023 | $3,140.00 (+38.08%) Homeowner's exemption | $229,842 (+32.26%) | $247,092 (+10.32%) Land $51,750 Building $195,342 |
| 2022 | $2,274.00 Homeowner's exemption | $173,780 | $223,982 Land $34,500 Building $189,482 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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