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4064 Clover Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 4064 Clover Point Rd, Tower, MN 55790 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 0.75 ba · 960 sqft · built 1967
Lot Size1.15 acres (50,251 sqft)
OwnerIndividual Name on File
Tax Bill$4,302 (2026)
Deeds & MortgagesSep 2023 Transfer
Flood ZoneZone A (high risk)
APN387-0110-00400

Property Details

APN / Parcel Number

Primary APN387-0110-00400
Alternative APNs
  • 1155308
  • 57774

Interior

Bedrooms2 Beds
Full Baths0.75 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area960 sqft Gross Area
1st Floor Area960 sqft

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Lot Area50,251 sqft (1.15 acres)
Garage Area1,440 sqft

Exterior Amenities

Deck Area48 sqft
Cabin384 sqft
Storage Building30 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number1155308
Street Address4064 CLOVER POINT RD
CityTOWER
StateMN
Zip55790
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0031 BLOCK:000 SERIAL #
Legal SubdivisionCLOVER POINT T OF GREENWOOD
Legal Lot Number31
JurisdictionST LOUIS MN
Township / Civil DivisionGREENWOOD
Census Block Group1
Census Block1271
Census Tract15502

Owner

Source: St. Louis County records · APN 387-0110-00400

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 372, TOWER, MN 55790-0372
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateSep 26, 2023
Transfer Doc0001474889
Record UpdatedSep 20, 2026

September 2023: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionST LOUIS MN
Recording DateSep 26, 2023
Property Address4064 CLOVER POINT RD, TOWER, MN 55790
Document Number0001474889
Instrument DateSep 19, 2023
Instrument1474889
Transaction TypeTransfer
Record UpdatedOct 18, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 372, TOWER, MN 55790-0372

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionGreenwood Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,302.00 (+37.44%) Homeowner's exemption
2025$3,130.00 (-5.44%) Homeowner's exemption$551,600 (+23.68%) Land $361,900 Building $189,700$551,600 (+23.68%) Land $361,900 Building $189,700
2024$446,000 (+11.75%) Land $292,100 Building $153,900$446,000 (+11.75%) Land $292,100 Building $153,900
2023$3,310.00 Homeowner's exemption
2022$399,100 Land $259,300 Building $139,800$399,100 Land $259,300 Building $139,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370155021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 23 individual NFIP policies nearby
Nearby Flood Policies23 in force

Wildfire

Wildfire RiskLow
above 5% of the US · above 18% of Minnesota
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Consolidated Telephone CompanyFiber1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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