St. Louis County property record for 4050 Clover Point Rd, Tower, MN 55790
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.25 ba · 976 sqft · built 1972 |
| Lot Size | 0.738 acres (32,162 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,524 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0110-00320 |
| Primary APN | 387-0110-00320 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.25 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 976 sqft Gross Area |
| 1st Floor Area | 976 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 32,162 sqft (0.738 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 18 sqft |
| Deck Area | 80 sqft |
| Storage Building | 72 sqft |
| Sauna | Sauna |
| Heating Fuel | Electric |
|---|
| Account Number | 1091112 |
|---|---|
| Street Address | 4050 CLOVER POINT RD |
| City | TOWER |
| State | MN |
| Zip | 55790-8148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0023 BLOCK:000 SERIAL # |
| Legal Subdivision | CLOVER POINT T OF GREENWOOD |
| Legal Lot Number | 23 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1271 |
| Census Tract | 15502 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4050 CLOVER POINT RD, TOWER, MN 55790-8148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 22, 2024 |
| Transfer Doc | 0001498281 |
| Record Updated | Sep 20, 2026 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,524.00 (+47.6%) Homeowner's exemption | ||
| 2025 | $1,710.00 (-16.99%) Homeowner's exemption | $355,900 (+25.41%) Land $206,700 Building $149,200 | $355,900 (+25.41%) Land $206,700 Building $149,200 |
| 2024 | $2,060.00 | $283,800 (+10.95%) Land $165,400 Building $118,400 | $283,800 (+10.95%) Land $165,400 Building $118,400 |
| 2022 | $255,800 Land $148,300 Building $107,500 | $255,800 Land $148,300 Building $107,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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