St. Louis County property record for 4054 Clover Point Rd, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 720 sqft · built 1968 |
| Lot Size | 0.715 acres (31,166 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,810 (2026) |
| Deeds & Mortgages | Sep 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0110-00340 |
| Primary APN | 387-0110-00340 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 720 sqft Gross Area |
| 1st Floor Area | 100 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Stone |
| Lot Area | 31,166 sqft (0.715 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | 20 sqft |
|---|---|
| Cabin | 64 sqft |
| Storage Building | 144 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1077316 |
|---|---|
| Street Address | 4054 CLOVER POINT RD |
| City | TOWER |
| State | MN |
| Zip | 55790 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT: 0025 BLOCK:000 SERIAL # |
| Legal Subdivision | CLOVER POINT T OF GREENWOOD |
| Legal Lot Number | 25 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1271 |
| Census Tract | 15502 |
Source: St. Louis County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 415 11TH ST S, VIRGINIA, MN 55792-2915 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 13, 2019 |
| Property Address | 4054 CLOVER POINT RD, TOWER, MN 55790 |
| Document Number | 00A1363269 |
| Instrument Date | Sep 5, 2019 |
| Instrument | A1363269 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.65 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 11TH ST S VIRGINIA MN 557922915, VIRGINIA, MN 55792-2915 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,810.00 (+29.25%) | ||
| 2025 | $2,174.00 (-0.91%) | $323,700 (+26.4%) Land $202,300 Building $121,400 | $323,700 (+26.4%) Land $202,300 Building $121,400 |
| 2024 | $2,194.00 | $256,100 (+11.01%) Land $164,100 Building $92,000 | $256,100 (+11.01%) Land $164,100 Building $92,000 |
| 2022 | $230,700 Land $147,100 Building $83,600 | $230,700 Land $147,100 Building $83,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
May also be available: Verizon.
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