St. Louis County property record for 4048 Clover Point Rd, Tower, MN 55790 · Last verified August 2026
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 0.75 ba · 600 sqft · built 1970 |
| Lot Size | 0.703 acres (30,634 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,144 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0110-00310 |
| Primary APN | 387-0110-00310 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 0.75 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 600 sqft Gross Area |
| 1st Floor Area | 600 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 30,634 sqft (0.703 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 140 sqft |
| Storage Building | 32 sqft |
| Sauna | Sauna |
| Heating Fuel | Electric |
|---|
| Account Number | 511008 |
|---|---|
| Street Address | 4048 CLOVER POINT RD |
| City | TOWER |
| State | MN |
| Zip | 55790 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT: 0022 BLOCK:000 SERIAL # |
| Legal Subdivision | CLOVER POINT T OF GREENWOOD |
| Legal Lot Number | 22 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1271 |
| Census Tract | 15502 |
Source: St. Louis County records · APN 387-0110-00310
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4050 CLOVER POINT RD, TOWER, MN 55790-8148 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Aug 22, 2024 |
| Transfer Doc | 0001498281 |
| Record Updated | Sep 20, 2026 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,144.00 (+13.08%) | ||
| 2025 | $1,896.00 (-0.94%) | $254,000 (+8.97%) Land $206,600 Building $47,400 | $254,000 (+8.97%) Land $206,600 Building $47,400 |
| 2024 | $1,914.00 | $233,100 (+11.05%) Land $165,200 Building $67,900 | $233,100 (+11.05%) Land $165,200 Building $67,900 |
| 2022 | $209,900 Land $148,200 Building $61,700 | $209,900 Land $148,200 Building $61,700 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370155021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 23 individual NFIP policies nearby |
| Nearby Flood Policies | 23 in force |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Consolidated Telephone Company | Fiber | 1,000 / 1,000 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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