St. Louis County property record for 4062 Clover Point Rd, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 415 sqft · built 1925 |
| Lot Size | 0.673 acres (29,326 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,544 (2026) |
| Deeds & Mortgages | Feb 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0110-00390 |
| Primary APN | 387-0110-00390 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 415 sqft Gross Area |
| 1st Floor Area | 415 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 29,326 sqft (0.673 acres) |
| Garage Area | 728 sqft |
| Deck Area | 20 sqft |
|---|---|
| Storage Building | 8 sqft |
| Boat House | 440 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 525213 |
|---|---|
| Street Address | 4062 CLOVER POINT RD |
| City | TOWER |
| State | MN |
| Zip | 55790 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT: 0030 BLOCK:000 SERIAL # |
| Legal Subdivision | CLOVER POINT |
| Legal Lot Number | 30 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1271 |
| Census Tract | 15502 |
Source: St. Louis County records · APN 387-0110-00390
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4060 JARNSTROM RD, TOWER, MN 55790-4410 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Oct 20, 2014 |
| Transfer Doc | 0001248916 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Feb 02, 2026 |
| Property Address | 4062 CLOVER POINT RD, TOWER, MN 55790 |
| Document Number | 0001527172 |
| Instrument Date | Jan 08, 2026 |
| Instrument | 1527172 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4060 JARNSTROM RD, TOWER, MN 55790-4410 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,544.00 (+41.49%) | ||
| 2025 | $1,798.00 (-0.99%) | $287,000 (+29.69%) Land $219,800 Building $67,200 | $287,000 (+29.69%) Land $219,800 Building $67,200 |
| 2024 | $1,816.00 | $221,300 (+11.26%) Land $172,400 Building $48,900 | $221,300 (+11.26%) Land $172,400 Building $48,900 |
| 2022 | $198,900 Land $154,500 Building $44,400 | $198,900 Land $154,500 Building $44,400 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Consolidated Telephone Company Fiber | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 31 locations within half a mile of this property.
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