4056 Clover Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 4056 Clover Point Rd, Tower, MN 55790

Property Summary

Property TypeSeasonal / Vacation Home
Details2 bd · 1 ba · 616 sqft · built 1968
Lot Size1.35 acres (59,166 sqft)
OwnerIndividual Name on Record
Tax Bill$4,088 (2026)
Flood ZoneZone X (minimal risk)
APN387-0110-00350

Property Details

APN / Parcel Number

Primary APN387-0110-00350
Alternative APN
  • 653408

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area616 sqft Gross Area
1st Floor Area616 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleRanch
Exterior MaterialLogs
Construction TypeFrame
Lot Area59,166 sqft (1.35 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Exterior Amenities

Deck Area180 sqft
Cabin143 sqft
Storage Building96 sqft
Boat House400 sqft
SaunaSauna

Utilities, Heating & Cooling

Heating FuelElectric

Location & Zoning

Account Number653408
Street Address4056 CLOVER POINT RD
CityTOWER
StateMN
Zip55790
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionLOTS 26 AND 27 SERIAL #
Legal SubdivisionCLOVER POINT T OF GREENWOOD
Legal Lot Number26-27
JurisdictionST LOUIS MN
Township / Civil DivisionGREENWOOD
Census Block Group1
Census Block1271
Census Tract15502

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4288 WESTCHESTER CIR, SAINT PAUL, MN 55123-3048
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionGreenwood Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,088.00 (+26.72%)
2025$3,226.00 (-0.98%)$464,400 (+21.41%) Land $366,100 Building $98,300$464,400 (+21.41%) Land $366,100 Building $98,300
2024$3,258.00$382,500 (+12.3%) Land $295,600 Building $86,900$382,500 (+12.3%) Land $295,600 Building $86,900
2022$340,600 Land $261,700 Building $78,900$340,600 Land $261,700 Building $78,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 82% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CTC
Fiber
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Clover Point Rd

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