406 Queen St, New Bern, NC 28560 Property Records

Craven County property record for 406 Queen St, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,586 sqft · built 1920
Lot Size	0.15 acres (6,515 sqft)
Owner	Individual Name on Record
Last Sale	$445,000 (Apr 2026)
Tax Bill	$3,360 (2025)
Deeds & Mortgages	Oct 2006 Line of Credit Aug 2005 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`8-003-126`

Property Details

APN / Parcel Number

Primary APN	`8-003-126`
Alternative APN	`128924`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,586 sqft Living Area
1st Floor Area	1,586 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	6,515 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	128924
Street Address	406 QUEEN ST
City	NEW BERN
State	NC
Zip	28560-4026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR8
Legal Description	406 QUEEN ST
Legal Subdivision	SURVEY FOR MICHAEL J HILL
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	1
Census Block	1011
Census Tract	960900

Owner

Source: Craven County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 QUEEN ST, NEW BERN, NC 28560-4026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2006	Deed of Trust, Mortgage · Line of Credit E-LOAN INC
Aug 25, 2005	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Apr 30, 2026	Warranty Deed, Transfer · VA Mortgage USAA FSB
Mar 27, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	Mar 27, 2020 · Amount on Record
Deed Document Number	202610155594
Deed Book / Page	3878 / 1280
Record Updated	Sep 20, 2026

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	406 QUEEN ST, NEW BERN, NC 28560-4026
Transaction Type	Mortgage
Record Updated	May 20, 2026
Title Company	ESCROW CLOSING SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02518/0908
Date	Oct 12, 2006
Book Page	2518/0908

Lender

Name	E-LOAN INC
Type	Lending Institution
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2016

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	406 QUEEN ST, NEW BERN, NC 28560-4026
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02348/0191
Date	Aug 25, 2005
Book Page	2348/0191

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	26592

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Apr 30, 2026
Property Address	406 QUEEN ST, NEW BERN, NC 28560-4026
Document Number	0010155594
Book / Page	3878 / 1280
Instrument Date	Apr 22, 2026
Instrument	2026.10155594
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	MORTGAGE CONNECT, MORTGAGE CADENCE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$89,890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 QUEEN ST, NEW BERN, NC 28560-4026

Mortgage

Document Number	0010155595,
Date	Apr 30, 2026
Instrument	2026..10155595

Lender

Name	USAA FSB

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Mar 27, 2020
Property Address	406 QUEEN ST, NEW BERN, NC 28560-4026
Document Number	0003607/47
Book / Page	3607 / 47
Instrument Date	Mar 18, 2020
Instrument	10052438
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$548.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 QUEEN ST, NEW BERN, NC 28560-4026

Mortgage

Document Number	0000360750
Date	Mar 27, 2020
Instrument	3607/50

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,360.00 (+1.57%)	$393,890 (-) Land $51,890 Building $342,000	$393,890 (-) Land $51,890 Building $342,000
2023	$3,308.00 (+15.14%)	$393,890 (+45.91%) Land $51,890 Building $342,000	$393,890 (+45.91%) Land $51,890 Building $342,000
2022	$2,873.00	$269,960 Land $80,000 Building $189,960
2018			$269,960 Land $80,000 Building $189,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 222 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	383 units insured incl. 161 condo units
Nearby Flood Claims	414 (1979–2023)
Claims Outside the SFHA	24 of 414
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 187 claims Hurricane Irene, Aug 2011 · 72 claims Hurricane Fran, Oct 1996 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

Nearby Properties on Queen St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures