402 Queen St, New Bern, NC 28560 Property Records

Craven County property record for 402 Queen St, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 843 sqft · built 1920
Lot Size	0.101 acres (4,442 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (May 2021)
Tax Bill	$2,507 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`8-003-124`

Property Details

APN / Parcel Number

Primary APN	`8-003-124`
Alternative APN	`133545`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	843 sqft Living Area
1st Floor Area	843 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1920
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	4,442 sqft (0.101 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	133545
Old Parcel Number	8-003-124
Street Address	402 QUEEN ST
City	NEW BERN
State	NC
Zip	28560-4026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	402 QUEEN ST
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	1
Census Block	1011
Census Tract	960900

Owner

Source: Craven County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13040 KELLY LN NE, TENSTRIKE, MN 56683-2200
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK
Nov 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNION BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2021 · Amount on Record
Deed Sale	May 5, 2021 · Amount on Record
Prior Sale	Sep 19, 2011 · Amount on Record
Deed Document Number	0036681126
Deed Book / Page	3668 / 1126
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	May 5, 2021
Property Address	402 QUEEN ST, NEW BERN, NC 28560-4026
Document Number	3668/1126
Book / Page	3668 / 1126
Instrument Date	Apr 30, 2021
Instrument	10074995
Transaction Type	Transfer
Record Updated	May 20, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 QUEEN ST, NEW BERN, NC 28560-4026

Mortgage

Document Number	36681129
Date	May 5, 2021
Instrument	3668/1129

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	402 QUEEN ST, NEW BERN, NC 28560-4026
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3636/1380
Date	Oct 23, 2020
Book Page	3636/1380
Instrument	10063372

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	402 QUEEN ST, NEW BERN, NC 28560-4026
Transaction Type	Mortgage
Record Updated	Dec 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3591/1212
Date	Nov 12, 2019
Book Page	3591/1212
Instrument	10046235

Lender

Name	UNION BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Dec 1, 2020

Tax Assessment & Valuation

Source: Craven County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,507.00 (+1.66%)	$291,800 (-) Land $51,050 Building $240,750	$291,800 (-) Land $51,050 Building $240,750
2023	$2,466.00 (+8.25%)	$291,800 (+37.1%) Land $51,050 Building $240,750	$291,800 (+37.1%) Land $51,050 Building $240,750
2022	$2,278.00	$212,840 Land $80,000 Building $132,840
2018			$212,840 Land $80,000 Building $132,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 222 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	383 units insured incl. 161 condo units
Nearby Flood Claims	414 (1979–2023)
Claims Outside the SFHA	24 of 414
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 187 claims Hurricane Irene, Aug 2011 · 72 claims Hurricane Fran, Oct 1996 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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